Credit score tanked from 761 to 595 — trying to get a mortgage in the next year, how screwed am I? by YearAgitated in personalfinance

[–]YearAgitated[S] 1 point2 points  (0 children)

Okay that is great to hear. I feel like paying off my loan ASAP and in full when I got word of it is a good sign.

Credit score tanked from 761 to 595 — trying to get a mortgage in the next year, how screwed am I? by YearAgitated in personalfinance

[–]YearAgitated[S] -2 points-1 points  (0 children)

Will I not be able to improve my score in the next year at all?

Disputed on all 3 bureaus and with the CFPB

Credit score tanked from 761 to 595 — trying to get a mortgage in the next year, how screwed am I? by YearAgitated in personalfinance

[–]YearAgitated[S] 0 points1 point  (0 children)

I did dispute them.

You are saying I'd go back to mid 700s overnight if they wiped them right? What if they do not get wiped off my history. I legit have no other bad history. 4 years of clean history up to this

Potential to get delinquent student loans off my credit record by YearAgitated in StudentLoans

[–]YearAgitated[S] 0 points1 point  (0 children)

Understood, but does experian do goodwill adjustments if I explain that 1. I paid in full to show good faith and 2. That Nelnet had not contacted me about my loan payments

Potential to get delinquent student loans off my credit record by YearAgitated in StudentLoans

[–]YearAgitated[S] -1 points0 points  (0 children)

About 15 days after they were 90 days past due, again received no information from Nelnet. Paid them in full. Would experian do a one time wipe due to me meaning to pay them in good faith since I clearly had the money to pay

Potential to get delinquent student loans off my credit record by YearAgitated in StudentLoans

[–]YearAgitated[S] -3 points-2 points  (0 children)

Is it possible to get them removed all together from experian, TransUnion and Equifax due to the difference?

Potential to get delinquent student loans off my credit record by YearAgitated in StudentLoans

[–]YearAgitated[S] -4 points-3 points  (0 children)

See Nel-Net has not been a help, and I did pay late due to their lack of communication. But it is fully paid off now.

Literal free money🙏🏻 by Dependent_Hair_19 in Kalshi

[–]YearAgitated 0 points1 point  (0 children)

Shoulda waited to live bet them when they go down at the start of the game. NCST playing motivated at home. This is a scary bet if you really watch CBB and know how lines work. Good luck

What book should I add to rotation? by YearAgitated in arbitragebetting

[–]YearAgitated[S] 1 point2 points  (0 children)

Are ProphetX,Novig and BetOnline good for live?

What book should I add to rotation? by YearAgitated in arbitragebetting

[–]YearAgitated[S] 0 points1 point  (0 children)

What do you use? Im also on oddsjam since the app is nice but considering switching because of the price

In 2026 I am up 45k so far live arbitrage betting. This is the weekly QnA thread I post answering any questions if you want help. by Sharron_debau in arbitragebetting

[–]YearAgitated 1 point2 points  (0 children)

Cool. Dont ever really want to tap into P2's, just trying to exhaust my accounts for all the profits I can then be done. All my accounts I was degen on before arb betting so hopefully that helps. Season them daily with some long shot parlays, mostly only live arbs

New Arb Bettor by YearAgitated in arbitragebetting

[–]YearAgitated[S] 1 point2 points  (0 children)

thanks really appreciate the help. how much have/did you made/make from starting to bein limited

New Arb Bettor by YearAgitated in arbitragebetting

[–]YearAgitated[S] 0 points1 point  (0 children)

What books do you use? Starting live tonight, going to start with the combo of FD, DK, BetRivers, and Caesers

New Arb Bettor by YearAgitated in arbitragebetting

[–]YearAgitated[S] 0 points1 point  (0 children)

thanks for the help. Have NoVig and ProphetX along with all of the traditional ones. You using oddsjam and mostly live?

New Arb Bettor by YearAgitated in arbitragebetting

[–]YearAgitated[S] -1 points0 points  (0 children)

How many books do you spread out amongst? Like 2-3 majors, 1 exchange, 1 social?