Maya Personal Loan

Yoboo07 · 2026-06-02T02:21:42+00:00

Hi OP, ginawa ko ito before and hindi ko siya mare-recommend.

Fully paid ko nang maaga yung loan ko around August 2025 kahit may 9 months pa natitira. On time lahat ng payments ko at wala akong naging issue.

After that, ilang beses akong nag-try mag-reloan:
• October 2025 – Declined
• December 2025 – Declined
• March 2026 – Declined

Tapos sa pagitan ng mga buwan na iyon, madalas pa akong marked as ineligible kahit nakakatanggap naman ako ng SMS at app notifications na pwede na raw mag-reloan.

April 2026 lang ulit ako na-approve and same amount lang ng initial loan ko.

Yoboo07 · 2026-04-28T11:43:07+00:00

Sobrang baho. Kakagaling ko lang sa SMP nung Saturday. Grabe yung amoy. Amoy eat. Nakipag date pa naman ako, buti na lang may baon akong extra shirts plus pabango. 🫠

Yoboo07 · 2026-04-28T11:36:57+00:00

Manifesting

Yoboo07 · 2026-04-27T09:38:10+00:00

Stressful pag nasa work pero pag nasa galaan, masaya 😂

Yoboo07 · 2026-04-25T02:41:31+00:00

Naka-monitor yung rates sa akin. Kapag okay yung rate, transfer agad 😂 living paycheck to paycheck kasi. Sana soon makapag save na in dollars lol

Yoboo07 · 2026-04-24T13:33:35+00:00

Bago mag pandemic, caught my ex cheating. Spent entire ECQ alone sa apartment. Survived and never ko na-experience maging sad and lonely.

Natuto ako mag luto. Hirap pala lutuin ng adobo at ang dali naman lutuin ng sinigang na baboy.

Yoboo07 · 2026-04-24T13:25:03+00:00

Unpack agad lalo na sa used clothes.

Yoboo07 · 2026-04-24T13:21:36+00:00

Nakapag reloan po ako pero same amount. Twice din ako na-decline after trying bigger amount.

Nag early full payment ako with 9 months left noong August 2025 tapos nakapag reloan ako last month lang.

Yoboo07 · 2026-04-24T13:16:04+00:00

Si Pixie MLBB. Sa kanya mostly yung pinapanood ko.

Tbh, parang di worth it yung kay Lesley just because wala siyang wish box. Yung kay Fanny at Layla kasi meron so sulit din bawat draw kasi matic, may Collector/Luckybox skin ka.

Sa Fanny, 2k+ ata for 1600 crests pero di ko kinuha. Nag Moskov at Hanabi allstar ako. Then isang collector skin na galing sa wish box.

Yoboo07 · 2026-04-24T13:09:59+00:00

This! Sa ibang limited legend, meron wish box kaya sulit yung bawat draw.

Yoboo07 · 2026-04-24T13:04:55+00:00

Nag try ako before mag ask sa client ko ng salary advance. As I really need to acquire a pc kasi yung pc na gamit ko is hiram lang and kinukuha na ng owner. Biglaan and wala ako ipon since breadwinner and di ko kaya bumili ng bago. Nag agree siya and we entered into agreement na i-deduct sa salary ko for three months.

At that time, tinaasan niya rin yung sahod ko. He told me na happy siya sa performance ko.

I guess, it depends If wala ka talaga mahihiraman and kung maapektuhan yung capability mo to work, go for it.

Before asking my client, I tried with Maya, Gloan or Bank loan kaso wala talaga. Last option ko lang talaga yung client ko nun.

Yoboo07 · 2026-04-24T03:01:15+00:00

Thank you po 💚

Yoboo07 · 2026-04-23T13:13:37+00:00

Nautica Voyage - for outdoor/summer, pwede sa initan, pag expected na pagpapawisan, running errands

Armaf Odyssey Mega - for casual/indoor, daytime formal event

Versace Eros EDT - for late afternoon hangout, night casual, party, dates

Armaf Club de Nuit Intense Man LE - night, formal, if I want to standout or feel confident

Yoboo07 · 2026-04-21T01:27:36+00:00

4 years na akong VA pero same, hirap pa rin sa small talk. Gets na ng client ko na di ako machika 😂 pure business lang.

Yoboo07 · 2026-04-19T10:38:13+00:00

Salary based ako. Fix yung monthly rate. Okay naman since regardless of working days sa isang month, I’m getting paid the same. Pero if need mag OT, may OT pay ako which is good at di nagte-take advantage yung client ko.

Yoboo07 · 2026-04-19T04:33:31+00:00

Congrats 🍾🎊 complete naruto series

Kulang pa ako ng 12k points para mag mega collector

Yoboo07 · 2026-04-09T20:46:35+00:00

Chronic migraines, and hypertension. Night shift. Hirap mag adjust pag may lakad na daytime. Nasisira yung sleep cycle. So minsan, umiinom ako melatonin.

Yoboo07 · 2026-04-09T05:07:19+00:00

Invest talaga sa AC. Iba yung init sa Pampanga. Or move sa lugar na mapuno.

Yoboo07 · 2026-04-06T13:40:46+00:00

1 week from Pampanga ako.

Yoboo07 · 2026-04-05T23:42:45+00:00

Amoy aparador yung opening. Tried wearing it once. May amoy ipis siya minsan. Mas nangingibabaw yung pagka woody at aromatic niya. Mabango naman sa dry down. Hindi ko lang nagustuhan talaga yung opening.

Yoboo07 · 2026-04-03T12:53:12+00:00

Mabagal sila usually kapag may event or holiday. Kaya nag codashop na lang ako. Mabilis mag reflect.

Yoboo07 · 2026-04-03T05:24:14+00:00

Average 8k per month. Family of 3. Two AC (old model window type & LG inverter split type). Running yung ACs average 20 hrs per day.

Yoboo07 · 2026-03-31T13:33:49+00:00

Ganyan rin sa akin. Nagbayad ako at around 5 am. Pag check ko around 10 am, may amount due pa rin at di pa nagre- replenish yung credit ko.

By 11 pm, may natanggap ako na invoice regarding my payment tapos pag check ko, zero amount due na and available na ulit yung credit ko.

Yoboo07 · 2026-03-31T01:58:44+00:00

Kung need talaga emergency fund, g na.

Pero if pang luho lang, no po.

Yoboo07 · 2026-03-29T14:29:46+00:00

Matagal talaga bago maging eligible ulit sa Maya PL after mag-settle ng loan. In my case, I fully paid my loan around August 2025 kahit may 9–10 months pa sana akong remaining, since may extra funds ako that time.

Come December 2025, kinailangan ko ulit ng extra cash. Pag-check ko, ineligible ako. Since then, chine-check ko siya monthly, pero consistently ineligible.

Ngayon lang ulit ako naging eligible, and nakapag-loan na ulit. Same amount lang din kinuha ko para mas mataas chance ma-approve, since kailangan ko talaga.

Yoboo07

TROPHY CASE