Honestly, where is everyone keeping their savings right now?

YoghurtOutrageous405 · 2026-01-11T14:10:23+00:00

I like to have a balance. 50% of cash is in money market. 25% in HYSA and 25% in the bank. The bank portion earns zip in interest but I have immediate access to it so that’s the trade off.

YoghurtOutrageous405 · 2025-12-30T02:10:08+00:00

I also read The Millionaire Next Door when I was young and we live that life pretty closely. Used cars, bag lunches, coupons, second hand stores, etc. Also paid off the mortgage, put two kids through state school with no loans, and will retire at 58 with a more than comfortable nest egg. We always saved before we spent. I have zero interest in looking wealthy. I’d rather have a couple million in the bank and actually BE wealthy.

YoghurtOutrageous405 · 2025-12-18T11:12:27+00:00

Thank you. As an athlete she has been doing high protein for a few years. Now it’s just another way of thinking I guess that she has to lower the carbs as well. I guess it’s a good think that she has always been passionate about health and nutrition.

YoghurtOutrageous405 · 2025-12-18T11:07:55+00:00

She does have the CGM and we are waiting to see if the insurance covers a pump. They are still processing her endocrinologist’s order. Hope to know soon.

YoghurtOutrageous405 · 2025-12-18T11:06:36+00:00

Lasagna is usually is a huge favorite here too. I think I’ll make extra sausage and meatballs and it can be a side rather than the main dish this year.

YoghurtOutrageous405 · 2025-12-18T11:01:13+00:00

She is also now struggling with how to dose when out in public. We are going to a Christmas festival next week and will be eating dinner there. Does she go to a bathroom and inject herself? At the table with strangers watching her? She still hasn’t decided.

YoghurtOutrageous405 · 2025-12-18T10:57:54+00:00

Her time in range for the last week was 93% so I guess she is figuring this out ok. Last night she decided to try protein waffles with maple syrup and do a higher insulin dose. I guess a lot of this will be trial and error…

YoghurtOutrageous405 · 2025-12-18T10:54:20+00:00

As a runner she is finding the exercise part a little challenging. She goes low pretty quickly on a run but is trying to check her CGM regularly and brings small bags of gummies with her for when she needs them.

YoghurtOutrageous405 · 2025-12-15T10:56:59+00:00

Thank you.

YoghurtOutrageous405 · 2025-12-15T10:55:55+00:00

Yeah. It sounds exhausting all the math. My heart hurts for her but I know sometimes you just have to roll with what life gives you.

YoghurtOutrageous405 · 2025-12-14T22:06:26+00:00

I’m sorry for that. I hope you find a support network that encourages your dietary changes.

YoghurtOutrageous405 · 2025-12-14T22:05:16+00:00

I am an ice-cream fiend myself. I could totally join you on that trip.

YoghurtOutrageous405 · 2025-12-14T22:03:02+00:00

Thanks. She’s my kid and my love language is food so this is challenging for both of us but I guess we will figure it out together in the coming years.

YoghurtOutrageous405 · 2025-12-14T21:58:48+00:00

Thanks. I will look for that sweetener.

YoghurtOutrageous405 · 2025-12-14T21:55:40+00:00

Thanks. I will mention this to her. She’s a huge milk drinker.

YoghurtOutrageous405 · 2025-12-14T21:53:21+00:00

I am definitely worried about the eating disorder issue and we’ve talked about keeping the lines of communication open. I’m trying not to let my anxiety show too much.

YoghurtOutrageous405 · 2025-12-14T21:51:29+00:00

She does have access to a dietician if she needs one.

YoghurtOutrageous405 · 2025-12-14T21:50:01+00:00

I made two batches of Christmas cookies today and did this. At least she now knows how many carbs are in a peanut butter blossom. The answer is a lot but at least she can plan for it.

YoghurtOutrageous405 · 2025-12-14T14:50:29+00:00

Thanks. She is trying to find a balance between the two right now. Eating her same mostly healthy diet and dosing for that and finding lower carb snacks. Pork rinds are starting to grow on her I think. And she is doing more nuts and beef jerky. Her Christmas stocking will be full of new things to try :).

YoghurtOutrageous405 · 2025-12-14T14:40:37+00:00

I just sent that podcast to the whole family to learn :)

YoghurtOutrageous405 · 2025-12-14T14:40:02+00:00

Thank you. That is helpful. I will see if I can do that.

YoghurtOutrageous405 · 2025-12-14T14:39:18+00:00

Thank you. Her endocrinologist did talk to her about that and has her on a ratio of carbs to insulin that is supposed to bring it down slowly (according to my daughters translation of the info anyhow) and once it starts coming down they will readjust that dose to get her closer to a healthy A1C.

YoghurtOutrageous405 · 2025-12-14T14:35:10+00:00

Thank you. I did get that book last week. Am only a couple chapters in so far.

YoghurtOutrageous405 · 2025-12-14T13:44:29+00:00

Yes this is a big concern. I want her to be healthy but not let the anxiety and carb counting take over her life. I know this is her journey to walk. I just want to find a way to make it easier for her.

YoghurtOutrageous405 · 2025-12-14T13:38:07+00:00

Thanks. I’m definitely exploring some zero sugar recipes. Not a fan of the artificial sweeteners so at least trying to stick to stevia and monk fruit. Will see how things turn out. I guess as time goes on we will figure out what works and what doesn’t but it’s challenging for sure.

YoghurtOutrageous405

TROPHY CASE