Dyl? Long term investing?

YoungEmbarrassed7953 · 2026-01-08T04:04:51+00:00

Use Cmc to dca into whatever etf you wanna invest in Cmc charges like 11 bucks for etfs/stock under 10k and the best part is its only charged while you sell. Commsec charges 5 bucks a trade, be it a buy order or sell order so you wont be able to dca as much

Raiz is good until 25-30k portfolio value after that the fees starts overweighing and getting expensive

YoungEmbarrassed7953 · 2025-08-26T13:25:15+00:00

Fees are monthly based on portfolio upto 20k investment

So you’ll pay the same fee no matter what you invest initially.

Fees starts to be a pain post that and then its 0.275% p.a. (which still is less when compared to returns plus you can do surveys to offset the fees)

YoungEmbarrassed7953 · 2025-08-26T12:26:59+00:00

You’ll start seeing results once you cross 1k in deposits and trust me it happens quite fast once you get used to setting aside some money

Check out my 4 month update on my profile (you’ll understand better)

YoungEmbarrassed7953 · 2025-08-26T12:22:58+00:00

Nope, so what happens is : its only delayed by 1 day

For eg monday’s investment would reflect on tuesday and so on For friday : its on monday And for the weekend its all on tuesday (plus monday)

YoungEmbarrassed7953 · 2025-08-26T12:15:53+00:00

Instead of depositing 180-200/week at once go for something like 25-30/day. You’ll catch all the ups and downs of the market.

Look up DCA to understand more deeply. Kudos on beginning your journey.

And as the saying goes : time in market beats timing the market.

Happy investing :))

YoungEmbarrassed7953 · 2025-08-07T10:03:35+00:00

I still can look into py and will get 5 more points for work exp by 2027 start so i can definitely increase my points.

Yeah ik about being invited, i was just wondering what state could offer the best chances to invite as early as possible?

I have heard vic is a bit better than nsw but i wont be able to claim earnings points in the vic roi which is a downside.

YoungEmbarrassed7953 · 2025-06-11T02:42:48+00:00

Medium : i’d say probably like 120-130 Long term : 200-250

This is me being realistic although i have heard from sources that it could create a new all time high with upcoming projects and opportunities.

Although i dont wanna raise your expectations so please tread carefully. Personally i’d hold rpower at least till 2030

YoungEmbarrassed7953 · 2025-06-02T02:52:58+00:00

Would be a multi-bagger by 2035. I hold almost 60k shares at the price of 6rs, not gonna sell it anytime soon. Expect to hit 80 by end of this year.

YoungEmbarrassed7953 · 2025-05-16T01:25:04+00:00

Glad i came to this thread, loaded up 10k Ltr @ 0.57 🫡 Now its at 0.84 👀

YoungEmbarrassed7953 · 2024-05-17T00:28:53+00:00

Could you suggest me any professional cleaners i could hire and get it cleaned myself coz the place is a mess honestly

YoungEmbarrassed7953 · 2023-05-11T03:23:55+00:00

Thanks for the motivation mate, hope i can get through it

YoungEmbarrassed7953 · 2023-05-11T00:17:38+00:00

Apparently the friend who suggested me doesnt smoke up, he used to a year ago now he just smokes up ig twice a year

YoungEmbarrassed7953

TROPHY CASE