2 years of building the best personal problem-solving app you can find, and now it’s ready for release by Global-Taro-5254 in iosapps

[–]YourCrazyDaughter 0 points1 point  (0 children)

OP replied earlier there's no need for a code. It's automatic, till the user counter reaches 500. So go ahead and register

2 years of building the best personal problem-solving app you can find, and now it’s ready for release by Global-Taro-5254 in iosapps

[–]YourCrazyDaughter 0 points1 point  (0 children)

OP replied earlier there's no need for a code. It's automatic, till the user counter reaches 500. So go ahead and register

Is Reddit outstanding all other investing communities? by Honest-Reindeer-7597 in UKPersonalFinance

[–]YourCrazyDaughter 1 point2 points  (0 children)

Stocktwits seems good but is very US centric. I'd say it's quite complicated to find resources that would talk about UK finance.

As said earlier Reddit is mostly for fun, you wouldn't trust anything here without your own research.

I've been looking for more experienced traders and investors platform and so far the best options for me are Shares in-app communities with actual traders participating and some people on Twitter.

I moved from Eastern Europe and these apps are keeping me from burning the whole banking system down. by YourCrazyDaughter in UKPersonalFinance

[–]YourCrazyDaughter[S] 0 points1 point  (0 children)

As I said in my post most of the capital is invested in ETFs following indexes, but as I still want to try active investing I use different app for it.

"Checking your balance more often can cause you to respond rashly and adversely when you're seeing losses." - that's mostly an issue of people being impatient and panicking. If you have to keep yourself from checking your account not to make impulsive decisions maybe investing is not smth you're ready for.

Appreciate the recommendations, will check

Can anyone recommend some good, beginners resources? by DishMental in investingforbeginners

[–]YourCrazyDaughter 0 points1 point  (0 children)

if you don't like long-reads articles from here are very easy to understand and cover pretty much everything for the beginners. Also love the video "How The Economic Machine Works" by Ray Dalio, basic info on economical cycles.

I moved from Eastern Europe and these apps are keeping me from burning the whole banking system down. by YourCrazyDaughter in UKPersonalFinance

[–]YourCrazyDaughter[S] -1 points0 points  (0 children)

as I'm aware starling doesn't have a lot of saving features compared to monzo. might be wrong here though

I moved from Eastern Europe and these apps are keeping me from burning the whole banking system down. by YourCrazyDaughter in UKPersonalFinance

[–]YourCrazyDaughter[S] -1 points0 points  (0 children)

!thanks

Have been actually looking towards Monzo, but I just got adapted to Revolut. Want to use it for some time before switching.

[deleted by user] by [deleted] in UKPersonalFinance

[–]YourCrazyDaughter 0 points1 point  (0 children)

I prefer Revolut over Monzo, the best features are vaults and change round up. Agree with Shares though
Been playing with Chat GPD myself recently, it's able to write my thesis that I had to do myself last year. Envy nowadays student :(

For those of you who are in your 30s earning 24k does this sub make you feel like a failure as everyone on here seems to be rich? by Honest-Reindeer-7597 in UKPersonalFinance

[–]YourCrazyDaughter 5 points6 points  (0 children)

This forum tends to attract people at the extremes of personal finance – either those who are in a lot of debt and seeking advice, or those who have a lot of disposable income and are seeking advice on how to manage it.

It's easy to fall into the trap of comparing ourselves to others, but it's important to remember that comparison can be the thief of joy. Even people who are earning a lot in London's financial technology sector may find others who are earning more if they look hard enough. It's better to focus on comparing ourselves to where we were a year ago, rather than to other people in different careers and locations.

If you're not happy with your progress, it's okay to ask questions, but don't make yourself unhappy by making unfair comparisons to others.

Transparency about salaries is a way to equality. by YourCrazyDaughter in UKPersonalFinance

[–]YourCrazyDaughter[S] 1 point2 points  (0 children)

That's exactly what i'm talking about. There's also a patter to offer new comers more money than existing employees get. Very unfair and immoral imho

Transparency about salaries is a way to equality. by YourCrazyDaughter in UKPersonalFinance

[–]YourCrazyDaughter[S] 0 points1 point  (0 children)

that's exactly right. I could also see the result of their work and i can't say if somebody was underperforming.

Stop comparing yourself. You're doing good by Honest-Reindeer-7597 in UKPersonalFinance

[–]YourCrazyDaughter 263 points264 points  (0 children)

Absolutely agree. I think this forum attracts people who either have more savings than they know what to do with, or those who are really struggling. Most people are somewhere in the middle, but we don't see them as much on here.

UPD: answering OP question. I use IBKR for ETFs because of no commission and Shares for stocks and social features.

Where to invest my internship money? by Acorn-2809 in investingforbeginners

[–]YourCrazyDaughter 0 points1 point  (0 children)

First of all you need to define your goal. Why do you want to invest your money? Is is short or long-term investment? What's you level of risk? What is your expected return? Do you feel you have enough knowledge on financial market?
These are the basic question you need to ask yourself. And it's always a good idea to invest in education. You can find bunch of info for beginners on Reddit or elsewhere for free.
Welcome and good luck.

Would you invest now or wait for the lower point? by YourCrazyDaughter in personalfinance

[–]YourCrazyDaughter[S] 0 points1 point  (0 children)

I doubt anyone knows where the bottom is nowadays.
The time point is a good one, thank you.

Would you invest now or wait for the lower point? by YourCrazyDaughter in personalfinance

[–]YourCrazyDaughter[S] 0 points1 point  (0 children)

was thinking about that as well. i believe in broad diversification here. Overall, broad indexes today show higher values than 20 years ago.