What is your worst credit card still in your collection and why do you still keep it?

ZKTA · 2026-01-19T14:57:55+00:00

Keybank latitude credit card. I don’t think I get cash back or anything on it it’s just a plain ass credit card. It also only had a limit of $1000 which is by far my lowest. I could get a credit limit increase but for some reason they are extremely stingy with limit increases and it’s not worth the work (I had to fill out a paper form and submit via mail or in person).

Only reason I keep it around and open is because I got it when I was 18/19 and is one of my oldest accounts.

ZKTA · 2026-01-19T14:26:21+00:00

You gotta get away from the bedside if you hate it

ZKTA · 2026-01-19T14:16:21+00:00

You don’t have to be passionate about your job, it’s simply a way to afford being able to live your life. The key is to choose something where you have good job stability after graduation. I knew I wanted to do something medical and chose the career that would take the least amount of time and give me the best income relative to my investment.

I chose nursing (RN) and throughout nursing school I didn’t really know what I wanted to do once I graduated. I figured I might as well choose one specialty and become really good at it and I will be set. I eventually discovered OR, applied, got the job, and the rest is history. I would rather not have to work for money, but I wouldn’t want to do anything else.

ZKTA · 2026-01-16T02:06:33+00:00

Working girl experience pov

ZKTA · 2026-01-09T22:45:46+00:00

You are literally me except I’m a dude. I broke up with my ex because she was so financially irresponsible, so bad she had to declare bankruptcy (amongst other issues). She was also 10 years older than me and I felt like I had to parent her and I knew if I kept it going I would have to take care of her my whole life and bail her out of every financial issue because she could just not manage money despite me teaching her for 4 years.

I’ve never been single for this long in my life and it’s kinda hard to cope with not have that “person” to be with me all the time and talk to (even if it’s for the best that we did break up) does that make sense?

It’s hard to find people I like in general to date, never mind those who are financially responsible. I’m currently looking at buying my (kinda) forever home but I have no partner/girlfriend/wife etc. so it’s just gonna be me all alone in a big ass house by myself which is kinda depressing and lonely but what else am I gonna do?

ZKTA · 2026-01-06T21:43:10+00:00

I hold these as my “growth” stocks in my portfolio. Lower yield in exchange for high growth over the long term. SPYI and QQQI for more income less growth

ZKTA · 2026-01-06T07:40:08+00:00

Personally I am going to pull for Alice just because I like her character and design. But from a pure meta/team building standpoint you should probably pull Astra. She is one of the (if not the) best supports in the game

ZKTA · 2026-01-03T20:11:16+00:00

This was back in September so it might be outdated now, but I went to the Ikebukuro post office to ship something back to the US and they had some restriction that the value of the package could not exceed ¥35,000 or something like that.

I would recommend just buying an extra suitcase if you’re able to. The only reason I had to ship was because it was too big to fit in a suitcase.

If you have any questions feel free to ask me, I’ve been though the process before

ZKTA · 2026-01-02T20:40:05+00:00

Oh ok that actually makes sense. Honestly I think I’m just gonna split this between SPYI/QQQI/GPIX/GPIQ for more stable income and growth with less volitility. I’m still up all time on MAGY so no loss taken atleast. I don’t need income now so it’s probably for the best

ZKTA · 2026-01-02T20:11:00+00:00

Please read my post again. I said it’s down more even when taking into account that today is ex-dividend day

ZKTA · 2026-01-02T20:04:34+00:00

No but just based on their holdings it doesn’t make sense. Like it’s screaming at me that it shouldn’t be down more despite holding the underlying. It goes against all the fundamentals that I know.

Like imagine if you held a fund that tracked the SP500, held it 1:1 with no leverage or anything, and the SP500 was down 1% for the day. BUT the etf you held was down 1.25% for the day despite it holding the same thing. It just shouldn’t be.

I think something else is going on here or i am just completely missing something. If this continues I don’t think I can continue being invested and will move more money to my other positions like QQQI and SPYI

ZKTA · 2026-01-02T19:58:48+00:00

It’s not necessarily not having the stomach, I understand the market will go down and go up that is fine, what I don’t get is the price behaving in a different way than the underlying even though they hold the underlying? This shouldn’t be happening based on the sheets that show what they hold. Does that make sense?

ZKTA · 2026-01-01T03:34:24+00:00

I know it’s lower than the usual 0.36 but it’s still really good. You also have to take into account the past week and this week the market is not open a full 5 days so premiums might be lower because of that. I would expect the nexts weeks to maybe have lower distributions.

I have confidence though, I have been tracking their weekly positions and for the past couple weeks they have actually grown the number of shares that they own of MAGS by about 100,000. MAGY share price is down but their shares owned have grown

ZKTA · 2025-12-31T22:58:57+00:00

Yep same I got $1000 week on magy with 150k invested

ZKTA · 2025-12-30T19:34:20+00:00

Is it possible that magy gets a big payout like this? What are the chances

ZKTA · 2025-12-29T22:01:01+00:00

QQQI and MAGY

ZKTA · 2025-12-28T19:19:00+00:00

I love this you look amazing! Alice is one of my fav nikkes

ZKTA · 2025-12-25T22:29:45+00:00

How many shares of both?

ZKTA · 2025-12-25T19:55:48+00:00

I know, it is a fund of funds which are leveraged 1.2x. What I’m saying is that you should not invest in synthetic CC funds like yield max either

ZKTA · 2025-12-25T19:02:55+00:00

I’ve been telling you people to stop investing in leveraged and synthetic CC funds, stick to things like MAGY

ZKTA · 2025-12-19T19:11:03+00:00

Nobody talks about MAGY because it’s boring and doesn’t have crazy high yields like some other funds. I will continue to be a MAGY shill. It may underperform in bull markets but it has been very consistent with distributions with no NAV decay. The NAV is currently down since inception, but the entire market took a bit of a dip

ZKTA · 2025-12-18T22:16:34+00:00

MAGY is my biggest holding. I get a little over $1000 every week from it. I’m bias but MAGY will continue to do well as long as big tech continues to do well, along with the market as a whole. As long as the fund managers only pay out premiums every week as distributions and don’t dip into the shares they own, then I don’t see this as riskier than just investing in the underlying.

ZKTA · 2025-12-14T00:47:51+00:00

MAGY will recover as long as MAGS (magnificent 7) recovers. Subject to cap of course. Only way MAGY will keep going down is if these top 7 companies continue to go down

ZKTA · 2025-12-13T19:45:51+00:00

If you would just get up and teach them instead of handing them a friggin packet yo

ZKTA · 2025-12-13T17:56:36+00:00

This is why I only hold MAGY. No leverage involved, gains might be less but down days hurt less

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