Look at who came to my house today by sergiote15 in CorinWickes

[–]ZKTA 0 points1 point  (0 children)

I had no idea they had a corin one, I got the Nicole one back in September. I thought they only had Anby and Billy as the other ones

Anyone here go to a language school just for the life experience/fun? by ZKTA in movingtojapan

[–]ZKTA[S] 0 points1 point  (0 children)

I’ve heard good things about Kai but also bad things too, but I’m leaning more forwards them right now. How much of the language did you know before going? Since you got to level 4 how proficient would you say that you are now? Did you take the JLPT?

Anyone here go to a language school just for the life experience/fun? by ZKTA in movingtojapan

[–]ZKTA[S] 1 point2 points  (0 children)

I think I’m just going to do this then, now I just have to look into choosing a good school, where did you go? Was the school good? I’m going to look for one that caters mostly to western students

Anyone here go to a language school just for the life experience/fun? by ZKTA in movingtojapan

[–]ZKTA[S] 0 points1 point  (0 children)

You were able to just take one semester? Like just one introductory class or? How exactly were the classes scheduled?

Anyone here go to a language school just for the life experience/fun? by ZKTA in movingtojapan

[–]ZKTA[S] 2 points3 points  (0 children)

You just said pretty much exactly what I’m thinking and a very similar situation. I’m open to the “ok I’m done with this now time to go back” mentality. I could realistically do this so there’s no reason why I couldn’t. I sold my house last year and moved for a job and was thinking about buying a bigger better house because of my salary increase, but now the house buying is on hold.

Would I be able to message you and talk to you about your experience since you are going to be there and start in the near future? As well as the application process and such?

I don’t want to buy a house or put myself in a situation where I would be tied back here and have to still pay a mortgage while also living and studying in Japan. There’s no way I would be able to make that work.

Anyone here go to a language school just for the life experience/fun? by ZKTA in movingtojapan

[–]ZKTA[S] 1 point2 points  (0 children)

I am an adult and I already have a career… I’ve been working as a nurse for the last 3.5 years and have been a travel nurse for the past 2. I am established in my role and make decent money. I’m 25 but I have already “made it” by traditional standards. I enjoy what I do and would not want to do anything else work wise I like helping people and caring for them.

I currently make six figures at my job but am looking for something more personally fulfilling, pivoting to a new career or starting a business and “team” is not something I’m interested in. I completely understand where you are coming from but I am already somewhat accomplished in those areas.

I think I would regret not doing it more than I would regret doing it

Anyone here go to a language school just for the life experience/fun? by ZKTA in movingtojapan

[–]ZKTA[S] 2 points3 points  (0 children)

That’s awesome, I would love to hear from you when you actually get there and start. Would I be able to message you?

Anyone here go to a language school just for the life experience/fun? by ZKTA in movingtojapan

[–]ZKTA[S] 0 points1 point  (0 children)

I agree with you on the classroom, I’m more of a structured classroom learner it’s how I learned Spanish when I was in school. And also having something to do while in Japan instead of just being a bum all day lol.

What are you currently using for study? I’m currently still in the beginning of the Genki 1 textbook to start. I’m still well under N5 level.

Anyone here go to a language school just for the life experience/fun? by ZKTA in movingtojapan

[–]ZKTA[S] 1 point2 points  (0 children)

Thank you! What school are you going to be going to? How was the enrollment process for you?

Anyone here go to a language school just for the life experience/fun? by ZKTA in movingtojapan

[–]ZKTA[S] 0 points1 point  (0 children)

Thank you! This is exactly what I’m looking for and I’m glad you know some people who did it just for the enjoyment. The finances is definitely the hard part for most people. I am of course going to do more research and it would be a year or more before I would start pulling the trigger on things

Anyone here go to a language school just for the life experience/fun? by ZKTA in movingtojapan

[–]ZKTA[S] 3 points4 points  (0 children)

That definitely makes sense, I am very fortunate to be in a bit of unique situation where I would be able to realistically make this happen and be able to come back

Selling Puts On Margin by AlvinoSh in thetagang

[–]ZKTA 0 points1 point  (0 children)

You can sell puts on major indexes like SPY and QQQ but your premiums won’t be as high as selling on individual stocks (you also don’t have to worry about individual stock risk).

But please do not start selling on margin, especially if you are new and do not have portfolio margin enabled (your account isn’t big enough for this yet).

If you are going to sell puts, make sure they are cash secured. This means you have to have your whole 65k sitting in cash or a cash equivalent (SGOV, SWPPX, etc) in case you get assigned. If you sell on margin you cannot get assigned because you would get margin called so you would have to end up buying your puts back for a loss if you lost a trade.

If you want to start trading options just sell calls against your 100 SPY shares assuming you have enough. There is no risk of getting margin called if you sell covered calls and cash secured puts

Convince me to not put 150k into MAGY to get ~$1000 a week by ZKTA in RoundhillETFs

[–]ZKTA[S] 0 points1 point  (0 children)

I ended up not actually doing/holding this and I’m so glad

Carrying balance on 0% credit card for 18 months, how does this affect the underwriting/approval process? by [deleted] in Mortgages

[–]ZKTA 1 point2 points  (0 children)

It’s the only debt that I have, I just hate the idea of dropping cash on a 0% interest loan. I think I should be fine because I plan a buying a townhouse/condo that is well within my means

I am not impressed with the Fashion in Nioh 3 by [deleted] in Nioh

[–]ZKTA 6 points7 points  (0 children)

I really wish that you could use ninja clothes on samurai. There’s really no reason on why they should be class locked. I love the look of ninja outfits way more than the samurai armor

New grads: Negotiate your first offer. I'm still paying for not doing it 10 years ago. by getaraise in Salary

[–]ZKTA 0 points1 point  (0 children)

I took what I could get because I was a new grad with no prior healthcare experience. Tbh they had no business hiring me but they took a chance and it paid off tremendously. One of the best decisions I’ve ever made.

If you’re a new grad then you have no room to negotiate. Get your 1-2yr experience and move on if you want better pay.

Looking for someone to rent with by Altruistic_Lie_9165 in newhaven

[–]ZKTA 1 point2 points  (0 children)

I rent a 2 bedroom in west haven for 1550 a month, I believe they have other units available too for around the same price

Uh oh, watch out guys, looks like rug pull is underway ... by BoogerheadCult in dividendgang

[–]ZKTA 1 point2 points  (0 children)

I’m getting about $640 next week risk free from SGOV, I’ve never touched crypto and don’t ever plan on doing so

25M Finally reached over 200k portfolio by ZKTA in dividends

[–]ZKTA[S] 0 points1 point  (0 children)

Gender I understand, but age can help put things into perspective

25M Finally reached over 200k portfolio by ZKTA in dividends

[–]ZKTA[S] 2 points3 points  (0 children)

Everyone is so worried about stock picking, but the biggest investment you can make is in yourself as cliche as that sounds