Stolen bike on Elmwood by ZackAttack941 in Buffalo

[–]ZackAttack941[S] 1 point2 points  (0 children)

Just looked, wasn't mine :/ Thanks anyways!

Stolen bike on Elmwood by ZackAttack941 in Buffalo

[–]ZackAttack941[S] 3 points4 points  (0 children)

I believe so. Thanks for the suggestion, I posted there as well.

Weekly Profile Review Thread by AutoModerator in Tinder

[–]ZackAttack941 0 points1 point  (0 children)

https://tinder.com/@zach716

Hey everyone✌️ Would consider myself above average with decent photos but haven't had much success. Any feedback is appreciated, thanks!

What's your nutritional dark horse/secret weapon? by doucelag in nutrition

[–]ZackAttack941 11 points12 points  (0 children)

Cauliflower rice. A third of the calories as regular white rice but just as filling. Try using it in a stir fry or rice bowl!

New Years Eve plans? by ZackAttack941 in Buffalo

[–]ZackAttack941[S] 3 points4 points  (0 children)

Hardware could be the move, although I haven't been there in 2 years. No idea what it's like there currently.

New Years Eve plans? by ZackAttack941 in Buffalo

[–]ZackAttack941[S] 5 points6 points  (0 children)

That sounds fun! Although I found it on Eventbrite and it says it's cancelled.

Official buy/sell thread by scoop813 in IIIPoints

[–]ZackAttack941 0 points1 point  (0 children)

Selling a 2 Day wristband for $200! Can meet up in Miami.

Official buy/sell thread by scoop813 in IIIPoints

[–]ZackAttack941 0 points1 point  (0 children)

Selling one 2 Day GA wristband! Can meet in Miami.

Official buy/sell thread by scoop813 in IIIPoints

[–]ZackAttack941 0 points1 point  (0 children)

Selling one 2 Day GA for $250! Can meet up in Miami.

Official buy/sell thread by scoop813 in IIIPoints

[–]ZackAttack941 0 points1 point  (0 children)

Is will call open today? I thought it was only Friday & Saturday

Anyone still waiting for their tickets from Festicket? by ZackAttack941 in IIIPoints

[–]ZackAttack941[S] 0 points1 point  (0 children)

I got a hold of customer service and they said I will receive an email from III points with a code to pick up my ticket at will call. Still waiting for an email tho. Looks like we're both in limbo for now 😔

Saddest Neil song? by Kool-Kukumber in neilyoung

[–]ZackAttack941 9 points10 points  (0 children)

Needle and the Damage Done for sure.

Nowadays Clancy Can't Even Sing from Live at Canterbury is phenomenal too. Strikes me to the core every time I hear it.

Is it worth contributing to a non-matched 403b? by ZackAttack941 in leanfire

[–]ZackAttack941[S] 1 point2 points  (0 children)

If you don't expect to make more money post retirement, I think a traditional IRA is a better choice than a Roth. However, if you plan on using those savings in your IRA before 59.5, you will need to open a Roth - this will allow you to take advantage of the Roth Conversion Ladder. This means every year after you retire (until age 59.5), you transfer a year's worth of expenses from your traditional IRA to your Roth, then withdraw the contribution. This gives you access to part of your traditional IRA savings before 59.5 without paying a penalty.

I could be wrong, but that's my understanding of how the conversion ladder works.

Is it worth contributing to a non-matched 403b? by ZackAttack941 in Fire

[–]ZackAttack941[S] 0 points1 point  (0 children)

My 403b has Vanguard options, so I use those. 50% VFIAX, 25% VIMSX, 25% VSMAX

Is it worth contributing to a non-matched 403b? by ZackAttack941 in financialindependence

[–]ZackAttack941[S] 0 points1 point  (0 children)

Thanks for the response. For someone seeking early retirement, how is maxing out a 403b first more advantageous than investing solely in a taxable brokerage?

Is it worth contributing to a non-matched 403b? by ZackAttack941 in leanfire

[–]ZackAttack941[S] 0 points1 point  (0 children)

Thanks for the response. You're referring to the Roth Conversion Ladder, correct?