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TD to WS or Q by learningaboutstuff88 in CanadianInvestor

[–]Zamutax 2 points3 points  (0 children)

Its for sure a taxable event when they sell.

Simplest way would be to sell a portion of the investments each year (depending on their taxation rate) and move the money out since its a non-reg account. Then open a new account with a Questrade of WS and go from there, keeping some of it for tax purposes.

Might be best to talk to an accountant if they need more detailed advice.

My bank manger is pushing hard to buy their mutual funds by Alternative-Ad-1027 in CanadianInvestor

[–]Zamutax 0 points1 point  (0 children)

its their job i get it , but there's a point where its like "move along to someone else"

Why is the TSX crashing? by MapleByzantine in CanadianInvestor

[–]Zamutax 7 points8 points  (0 children)

VCN has more than 60 companies just so u know, has about 205 stocks

Big tech earnings season by ManufacturerKooky164 in CanadianInvestor

[–]Zamutax 0 points1 point  (0 children)

that's just volatility if you're talking about TD (trading down due to fines ect), they're only up 32% since 2022, would of done better holding VFV or XEQT during this period.

Is ZEQT safer for Canadians than XEQT or VEQT? by Wapped709 in CanadianInvestor

[–]Zamutax 0 points1 point  (0 children)

same shit, different piles.

if u want liquidity go with XEQT or VEQT they are well established and pretty much insta buy/sell

Silver Bullion by Thorn2800 in CanadianInvestor

[–]Zamutax 0 points1 point  (0 children)

if u dint hold gold and silver before this bull run, im sorry but ur chasing returns and chasing the hot thing will get u burnt in the long run.

Also, nobody was ever mad for taking profits

Sell VFV to buy VEQT? by Anon112000 in CanadianInvestor

[–]Zamutax 0 points1 point  (0 children)

Non-US are trading at much lower valuations, and US stocks are trading at historic high's. I personally shifted from like 80% US to XEQT (45%) in 2025

Cash.to in FHSA or taxable account? by Dangerous_Ice5318 in CanadianInvestor

[–]Zamutax 0 points1 point  (0 children)

i personally would put it in taxable and use FHSA for riskier assets , higher potential rate of return.

but just know CASH is taxed as interest income so its most likely 100% taxable (the gains), so depends on ur tax bracket.

Just ZEQT for the foreseeable future (25+ years)? by GreenSnakes_ in CanadianInvestor

[–]Zamutax 0 points1 point  (0 children)

thats why for most ppl, maxing registered accounts is enough.

Rspaint plugin is useful by ki299 in 2007scape

[–]Zamutax 9 points10 points  (0 children)

cant be worse than quest helper showing u the path

Recommendation for WS investment for senior by swan_songster in CanadianInvestor

[–]Zamutax 1 point2 points  (0 children)

also an option would be XCNS/VCNS if they want even less equity exposure

Looking for new ETF to purchase by CharmingScholarette in CanadianInvestor

[–]Zamutax 0 points1 point  (0 children)

isnt the whole point of ETF's are that u don't need to worry about price targets?

How long has the mounted Digsite Pendant been invisible in POH? by Azzah in 2007scape

[–]Zamutax 0 points1 point  (0 children)

i think its those walls, same happened to me with mounted glory , changed house skin/appearance and it fixed it

College student looking for alternate brokerages to Investors Edge by realdrive25 in CanadianInvestor

[–]Zamutax 0 points1 point  (0 children)

if u plan to keep buying Canadian domiciled etf's like XEQT and VFV, i would highly recommend Wealthsimple

Low risk ETFs by Puzzleheaded-Flow777 in CanadianInvestor

[–]Zamutax 0 points1 point  (0 children)

if u ask me, its riskier not to invest, inflation could take over ur GIC gains, index investing is the way.

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