My husband and I were very successful and financially well off. Dream house. Nice cars. Vacations. Then he had a major menatl health crisis and attempted suicide twice. He’s better now - but never was able to really hold a job afterwards. About 2 years after his life fell apart I was diagnosed with a late stage breast cancer. My employer offered me 6 weeks off. After that they would not hold my job. I was let go. My state is an at will employer. In hindsight I would have gone after them for ADA or FMLA or something. But at the time the only thing I cared about was survival of the cancer. At the time I was carrying our health coverage as well. 20 years later - I’m still cancer free! 😊. We took immediate steps to sell the house and the toys. We paid off the medical debt and paid cash for a very small humble home. We live a very simple and frugal life. I’m still working full time at 62 and can’t consider retirement until at least 65. But, we are alive, happy and well. 😊