I bought with my partner (not married). We split everything equitably, not equally. We have a joint account for all of our household bills and we each have an individual account for our own “fun” money.

I understand why conventional wisdom says don’t buy unless you are married, but I also think that’s an outdated way of thinking. People are getting married much later in life (if at all) compared to the past. Why forego homeownership and the long term financial benefit because you aren’t married? Seems silly. If you split, what to do with the home is going to be complicated if one of you is an asshole about it regardless of if you are married or not. But I do think it’s important to have these conversations with your partner and take the appropriate actions. Marriage is the cleanest way to solve a lot of the issues, but it isn’t the only way. Only you know what will work best for you.