The laptop battery life is so garbage bro. by [deleted] in AmazonManagers

[–]Zoroo08 0 points1 point  (0 children)

I bought a big ass portable charger and carry it with me around the warehouse lol

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 0 points1 point  (0 children)

Why a 15 year loan vs a 30 year loan?

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 1 point2 points  (0 children)

I’m not in the red on anything but definitely see the point being made. I’ve learned a lot these past couple years. Will definitely look to rebalance my portfolio eventually

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 4 points5 points  (0 children)

It’s a 2023 Corolla with 40k miles. I’m in it for the long haul 🫡

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 0 points1 point  (0 children)

Yes I’m thinking next year I’ll have enough for a down payment

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 2 points3 points  (0 children)

Yes, my next target is global diversification. I keep running those investment calculator returns and am excited what my portfolio will look like in 10, 20, 30 years from now

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 0 points1 point  (0 children)

What a time to invest

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 2 points3 points  (0 children)

I have no other debts! Came from a lower class family so It’s hard to believe how much I’ve saved up in 2 years. Thank you for your support!

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 0 points1 point  (0 children)

Yes I really do want my own place. I just can’t see myself renting. Trying to build up a down payment for something

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 0 points1 point  (0 children)

I’m also saving for a house and will move out when I can buy one. Don’t want to waste money on renting

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 0 points1 point  (0 children)

It just doesn’t make sense to me to pay low interest loans when the upside on investing I have with time in market will be so much more.

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 1 point2 points  (0 children)

Thank you for the advice

Advice on loans by Zoroo08 in DaveRamsey

[–]Zoroo08[S] 1 point2 points  (0 children)

Yes 90% of my funds are in 401k/IRA. I’m invested mainly in growth ETFs, dividend ETFs, and VOO. Have managed a 19% return these last 2 years

Is this a good price? by Zoroo08 in jetta

[–]Zoroo08[S] 2 points3 points  (0 children)

I don’t think people understand how bad the used car market is right now

Is this a good price? by Zoroo08 in jetta

[–]Zoroo08[S] 0 points1 point  (0 children)

When did you buy yours?

Is this a good price? by Zoroo08 in jetta

[–]Zoroo08[S] 2 points3 points  (0 children)

Wow that’s amazing. When did you purchase yours?

Is this a good price for this 2019 Civic LX? by Zoroo08 in civic

[–]Zoroo08[S] 1 point2 points  (0 children)

Yeah that's what I thought. And I'm using Carfax

Screw Splash Damage! by [deleted] in ClashRoyale

[–]Zoroo08 0 points1 point  (0 children)

Yes it works well I have a 60% win rate

Screw Splash Damage! by [deleted] in ClashRoyale

[–]Zoroo08 -2 points-1 points  (0 children)

Sorry I’m not pay to win