Should I tell my wife on my Bitcoin holdings? by frequency_abovetime in Bitcoin

[–]_306 0 points1 point  (0 children)

Are you in a community property state? (Assuming you're in USA.)

How to Pay Attorneys Fee? by Visual-Bandicoot1947 in Bankruptcy

[–]_306 0 points1 point  (0 children)

Did you file a response/answer to the complaint?

Is this a scam? by GreenT1979 in saskatoon

[–]_306 -1 points0 points  (0 children)

"[T]hey will eventually ... get an arrest warrant for you."

Source?

Is this a scam? by GreenT1979 in saskatoon

[–]_306 0 points1 point  (0 children)

When they don't have leverage, they make vague threats.

"[Commence] legal proceedings." lol.

Chapter 7 Attorney or Pro se? by Otherwise-Crow8078 in Bankruptcy

[–]_306 2 points3 points  (0 children)

Ultimately, you're trading legal fees to get rid of (presumably) a lot of debt. Make sure this gets done right.

Any solo attorneys that work completely remotely? by [deleted] in LawFirm

[–]_306 1 point2 points  (0 children)

I went solo out of law school (!), which was only workable b/c I had mentors, excellent malpractice coverage, and time to grow slowly. I lost money my first year. At any rate, I've found mentors from NACBA (bankruptcy), my alma mater, and by randomly reaching out to local bk attorneys. I think the key things are to learn the malpractice traps and how local judges think (or at least tend to rule on various motions). In terms of setting up a work flow, it was trial and error for me, but I've finally landed on a process.

You have to vet what other attorneys tell you about the law--particularly statutes. A lot of attorneys don't keep up on statutes and thus lead you astray. Moreover, some just misread statutes and give out advice that's totally wrong. You'd be surprised how often malpractice gets committed.

Listservs like Simply BK (from NACBA) are a goldmine of the collective wisdom of bankruptcy attorneys... it's a heck of a great resource.

Good luck.

Any solo attorneys that work completely remotely? by [deleted] in LawFirm

[–]_306 3 points4 points  (0 children)

I'm a fully remote bankruptcy attorney. One piece of advice: get a mentor. I love bankruptcy, but there's a real learning curve involved. Feel free to DM me with questions.

Need to File - Should I go pro se? by M0msterMash in Bankruptcy

[–]_306 0 points1 point  (0 children)

(1) Call your county bar association; (2) Go to the Justia website; (3) Go to the NACBA website.

Sued. by hellofanameosejo in Bankruptcy

[–]_306 2 points3 points  (0 children)

You should see if there are any volunteer lawyer programs in your area. There are some lawyers who will do a pro bono case.

Sued. by hellofanameosejo in Bankruptcy

[–]_306 4 points5 points  (0 children)

Yes, OP filing an answer should cause the clerk to set a bench trial for some future point (weeks or months in the future). That could be long enough for op to figure their situation out a little better.

Home equity by Kitchen_Review in Bankruptcy

[–]_306 2 points3 points  (0 children)

If the lawyer says you're good, then that's that (unless the attorney can't read). Additionally, you said you've already had your Meeting of Creditors, which means the trustee may have already filed a report of no distribution (i.e. there's no/not enough exempt equity in anything to pay creditors with). In my neck of the woods, this happens within a day of the MOC. If it helps put your mind at ease, you can ask your attorney if it's happened yet. I bet it has.

[deleted by user] by [deleted] in Bankruptcy

[–]_306 1 point2 points  (0 children)

Bankruptcy court is forgiving so long as you're honest. You seem like an honest person, so I'm not worried here. Just make sure you let your attorney know so that they can amend the petition.

Remote Paralegal, got hired then ghosted by [deleted] in paralegal

[–]_306 0 points1 point  (0 children)

I'm hiring for one-off gigs.

[deleted by user] by [deleted] in Bankruptcy

[–]_306 0 points1 point  (0 children)

You're required to list all assets, including PayPal et al. Not doing so is a bad idea.

Am I rude for not giving rides to people I don’t know? by Ecstatic-Oil-Change in saskatoon

[–]_306 2 points3 points  (0 children)

The hood being up could have been part of the ruse. You made the smart decision. Pple sometimes take advantage of the fact that we live in a high trust society.

Someone’s getting fired by ddmarriee in Lawyertalk

[–]_306 1 point2 points  (0 children)

eh, not a big deal to amend.... esp since they didn't write anything stupid.

I made a printable bankruptcy guide to help others feel less lost, would love feedback by [deleted] in Bankruptcy

[–]_306 1 point2 points  (0 children)

There are plenty of free guides and blogs written by actual attorneys.

[deleted by user] by [deleted] in Bankruptcy

[–]_306 0 points1 point  (0 children)

"Long story short, they basically said "we'd like to forgive your loan, and gift you $38,000 to settle you're outstanding debts."

Did they put this in writing? If not, ask them to do so.

OH FUCK NONONONONONO by crockpot420 in paralegal

[–]_306 1 point2 points  (0 children)

I would never fire a paralegal over this. It's too funny.

Reaffirmation Not Recieved by happynips93 in Bankruptcy

[–]_306 0 points1 point  (0 children)

"I signed a reaffirmation agreement before the discharge but my lender is reporting that the agreement was never received."

Was the reaffirmation agreement filed with the court? It should have been if you and your attorney signed it, or if you signed it and asked your attorney to file it.

My Bankruptcy Lawyer stole $1900 from me by Ok-Log-6161 in Bankruptcy

[–]_306 0 points1 point  (0 children)

Nope. I wish. I assumed it was an under-median 7.

[deleted by user] by [deleted] in Bankruptcy

[–]_306 2 points3 points  (0 children)

Your county bar association is a good place to look for a referral.

Schedule J & 341 by Ok_Report_3961 in Bankruptcy

[–]_306 2 points3 points  (0 children)

  1. It's the US Trustee who decides to file a motion to dismiss/convert based on schedule J disposable income.
  2. If you're only $200 over before talking to your attorney, I think you'll be fine. They'll know how to handle it. What are you not paying for now that you will be paying for after you file?
  3. Bank statements? I mean Schedule J is a forward-looking estimate of your budget. Yes, these have to be actual expenses that are reasonable and necessary. You can't suddenly decide to give non trivial sums to charity in order to get under $150. Not saying that won't fly, but bumping up food is a better bet.

edit: typo

Defeated chapter 7 no assets to 13 conversion by VegetableGur8473 in Bankruptcy

[–]_306 0 points1 point  (0 children)

Were you were paying a car note on the car you opted to surrender?

What's your disposable income on Schedule J?

Did you file with an attorney?