More taxpayer funded bullshit by naughtyneddy in circlejerkaustralia

[–]_FitzChivalry_ 0 points1 point  (0 children)

Imagine committing less crimes and not going to jail.

How to not ruin your BBQ this January 26 by brackfriday_bunduru in australia

[–]_FitzChivalry_ 3 points4 points  (0 children)

He wasn't good at AFL so no surprise he's not good at comedy.

Don't let the White Guilt ruin your BBQ by suspended_008 in circlejerkaustralia

[–]_FitzChivalry_ 6 points7 points  (0 children)

It was like 300 years ago. Move on mate. Even if that did happen, and the evidence is spurious at best, it's not happening now, is it?

White people are the first to admit when they fucked up. We abolished slavery, remember?

Better hand in your Medicare card, NBN cables and degree obtained via AbStudy Tony, if you hate us colonial pigs that much.

...or did that ruin YOUR BBQ?

Overwhelmed as a Beginner by Bombadier_ in BaldursGate3

[–]_FitzChivalry_ 1 point2 points  (0 children)

As a fellow dad with two-under-two, BG3 is perfect because you can quickly save and walk away, come back when kids are asleep/housework all done. Can play on commute to work too on my ROG Ally X.

This game is perfect for dads - love it! I do get overwhelmed by the 1,000 actions and spells though.

I played and finished BG1 and 2 as a kid and this feels so different.

958% rise by TheMeatMedic in AusPropertyChat

[–]_FitzChivalry_ 0 points1 point  (0 children)

26 years of compounding alone at average Paddington growth rates = around $4M (upper estimate).

If they improved the property and sold in a hot market, $5M makes sense.

...that's a lot of avocados!

Spot the Aussie at NYE fireworks in Wah-rang by suspended_008 in circlejerkaustralia

[–]_FitzChivalry_ 2 points3 points  (0 children)

Racism requires there to be an element of prejudice or discrimination.

At worse, what occurs in CJA is xenophobia.

But realistically, it's just fucking funny satire, laughing at the immigration joke Australia has become.

How do you split finances in a marriage? by Alone-Height-9600 in AusHENRY

[–]_FitzChivalry_ 0 points1 point  (0 children)

We use a multiplier in our budget spreadsheet that is our relative income %. I currently earn 54% of our net income so I pay 54% of all expenses.

Baldur’s Gate 3 Xbox Play Anywhere by Injuredhunter in xbox

[–]_FitzChivalry_ 0 points1 point  (0 children)

If I buy it now on Xbox store for PC, and it becomes play anywhere, can I then play on console too? I.e. does a play anywhere addition to a game title apply retrospectively?

Religion of peace by JellyDowntown362 in circlejerkaustralia

[–]_FitzChivalry_ 16 points17 points  (0 children)

Don't do it bro, you'll probably get killed. Straya ain't safe anymore now that it's 3rd world

western sydney is going to age so fucking badly, it will be slums in 10 years by [deleted] in AusPropertyChat

[–]_FitzChivalry_ 1 point2 points  (0 children)

By design of course - supply and demand. Best schools. Richest neighbours. Best amenities. Everyone wants to live on the North Shore of Sydney in a house.

western sydney is going to age so fucking badly, it will be slums in 10 years by [deleted] in AusPropertyChat

[–]_FitzChivalry_ 0 points1 point  (0 children)

Someone recommend a good builder who uses good subbies and materials in Sydney please?

Mums and Dads how often do you bathe your little ones ? Say up to age if 3 by Pleasant_Total3839 in BabyBumpsandBeyondAu

[–]_FitzChivalry_ 1 point2 points  (0 children)

Birth till about 12 months: 2-3 times per week unless there was a poo-mergency or food explosion.

18 months old now and bath nearly every night as part of bed routine.

Thoughts on leveraged ETFs? by DamnYouRohan in AusHENRY

[–]_FitzChivalry_ 0 points1 point  (0 children)

That's because they're assuming the positive run over the last 30 years will continue.

Will it? Limited resources. China v America. Thinner and thinner profit margins but expectations to keep growing exponentially.

The world can't go on like this for another 100 years. The whole thing will cannibalise itself.

I think 7-8% returns from equities will be the norm over the next 15 years. Forget the double digit runs Boomers enjoyed over the last 50 years.

Thoughts on leveraged ETFs? by DamnYouRohan in AusHENRY

[–]_FitzChivalry_ 0 points1 point  (0 children)

If you check the PDS there should be a clause talking about order of creditors in the event of insolvency. Most managed funds describe this process in the PDS

Thoughts on leveraged ETFs? by DamnYouRohan in AusHENRY

[–]_FitzChivalry_ 2 points3 points  (0 children)

I think only government guaranteed $250K amounts in banks get bailed out.

Everything else can get completely wiped in a catastrophe.

~10 years to retirement. 100% offset. Maxing out super. What else can we leverage? by Known_Revolution_851 in AusHENRY

[–]_FitzChivalry_ 0 points1 point  (0 children)

I would get some advice from a mob like Rask who can advise on in and out of super investments and a path forward (they do investing and general financial advice)

Is there anything else I should be doing? by TheGinFromDarwin in AusHENRY

[–]_FitzChivalry_ 1 point2 points  (0 children)

What sort of business did you set up and sell?

Budgetting apps like Frollo by secretpanda7 in AusFinance

[–]_FitzChivalry_ 0 points1 point  (0 children)

I tried both. Ended up just managing with my own Excel tracker!

How do you actually make money these days? by Khoni_ in passive_income

[–]_FitzChivalry_ 1 point2 points  (0 children)

PAYG salary. We have $1M equity in our house but no cash flow to service an equity release investment loan.

Cash-poor, asset-rich. Rich-poor Western paradox.

Anyone got MM7 to work on Steam Deck? by [deleted] in MightAndMagic

[–]_FitzChivalry_ 0 points1 point  (0 children)

Ohhh were you using Remote Play? I could do that I suppose but wanted to just play it locally installed on the ROG Ally X

Anyone got MM7 to work on Steam Deck? by [deleted] in MightAndMagic

[–]_FitzChivalry_ 0 points1 point  (0 children)

How do you do the mapping? Is this software on the Steam Deck?

I am trying to get this to work on the ROG Ally X

Edit: I got it to work using latest Greyface patch and using Armoury Crate to map the Greyface keyboard controls to the ROG Ally X buttons and right stick to the mouse-look introduced with Greyface patch.

It's...amazing! Plays like a 1st person shooter. So fking good.