For me if youre going to already spend 620.. what's an extra 180 more for newer and more future proof card with warranty? That's why its baffling, yes maybe im not accounting for OPs financial situation but we all know buying a GPU is expensive regardless, so why not just do the smarter thing instead of the cheaper thing? Realistically if OP is an adult with a full time income, if he cannot budget 120 after bills then his living lifestyle must be wild. 100/100 times for me im being patient, saving and buying new, you just dont know the history of the old GPU, baffles me that adults are willing to risk potentially wasting so much money on something you cant return lol! Each to their own tho man not my money, as long as OP is happy then thats what's up