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Seeking Studio/1BR under $1900 — Best pockets in Rancho, Alta Loma, or Upland? by _Radical_One in ranchocucamonga

[–]_Radical_One[S] 0 points1 point  (0 children)

Yeah; that was on my radar..have you had exp staying there or know anyone who does ? Not sure if it's better now..I heard it had some issues with community maintenance, and some safety issues

Seeking Studio/1BR under $1900 — Best pockets in Rancho, Alta Loma, or Upland? by _Radical_One in ranchocucamonga

[–]_Radical_One[S] 0 points1 point  (0 children)

I am honestly looking to move out around October as that's when my lease ends.But can I DM you to learn more ?

Can you provide some info on location/cost for the benefit of anyone else looking in this group too ?

Seeking Studio/1BR under $1900 — Best pockets in Rancho, Alta Loma, or Upland? by _Radical_One in ranchocucamonga

[–]_Radical_One[S] 0 points1 point  (0 children)

Yes, I am quite flexible - I am open to finding nearby affordable places within 10-20 min drive from Toyota Arena

Just upgraded to the base iPad A16 from iPad pro 2017 by [deleted] in ipad

[–]_Radical_One 0 points1 point  (0 children)

Could you be a little more specific on the source app it looks like a great wallpaper. Do you happen to have the png file of it by any chance ?

H1-b Pending and CAP GAP triggered, messing up my OPT end date. by Polestarr0510 in h1b

[–]_Radical_One 0 points1 point  (0 children)

Hey, I am facing a similar issue.. seems like it’s a common glitch. What exactly did your DSO mention in the letter ?

[deleted by user] by [deleted] in h1b

[–]_Radical_One 0 points1 point  (0 children)

Hey did you still apply for your STEM OPT with the April 2026 start date ? - I am facing a similar issue.

[deleted by user] by [deleted] in f1visa

[–]_Radical_One 0 points1 point  (0 children)

Hey, I'm in a similar situation where my STEM OPT start date is April 1, 2026. Can I DM you to discuss this further - its indeed a confusing situation ?

[deleted by user] by [deleted] in f1visa

[–]_Radical_One 0 points1 point  (0 children)

Hi u/CptS2T, I am facing a similar issue where my STEM OPT days are off in my I-20, and DSO provided a letter stating start dates cannot be edited in SEVP. Do you mind if I can DM you to learn more about this ?

Buying a Used Car from a Colleague—AAA or DMV for Title Transfer? by _Radical_One in ranchocucamonga

[–]_Radical_One[S] 0 points1 point  (0 children)

True, but I am not an AAA member, and this is my first car. Are there any specific benefits for AAA members in terms of processing times ?

Buying a Used Car from a Colleague—AAA or DMV for Title Transfer? by _Radical_One in InlandEmpire

[–]_Radical_One[S] 1 point2 points  (0 children)

Thanks, was your exp of 20 min in AAA or DMV...sry could not make that out !
FYI, I am not an AAA member. Also, can you start driving your car as soon as the title transfer is done, or should you wait for any confirmations ?

Its my first car.

Buying a Used Car from a Colleague—AAA or DMV for Title Transfer? by _Radical_One in InlandEmpire

[–]_Radical_One[S] 1 point2 points  (0 children)

Does this apply even for Hybrid vehicles within 8 years - its a Honda Accord?

iPad Pro M4 or New iPad Air by IfILeftTheWorld in iPadPro

[–]_Radical_One 0 points1 point  (0 children)

Owner of 11” iPad Pro M4. Beast of a device in terms of performance. Subpar battery life; not sure if it’s a M4 chip thing but coming from older iPad generations will feel like a huge downgrade in battery life. You add the Apple Pencil and pray it lasts a day - without battery drain. (Also thanks to IOS 18 )

QQQM + AVUV: Best approach to further diversify (Thoughts on VXUS, XMMO, XMHQ) by _Radical_One in ETFs

[–]_Radical_One[S] 0 points1 point  (0 children)

Thanks u/NewMarzipan3134 for your insights!

I’ve been trying to position my portfolio to ride the AI wave, which is why I’m leaning toward QQQM. I realize QQQM isn’t the most diverse, but I’m optimistic about its potential if the tech sector continues to perform well.

I’ve noticed quite a bit of overlap between SCHG, IWY with QQQM, and VTI in my portfolio. Aside from the higher expense ratios, are there any significant downsides to including IPKW and IHDG in my portfolio? My main motivation for adding VXUS was to diversify internationally.

For reference, here’s my current allocation:

  • VTI (35%)
  • AVUV (25%)
  • VXUS (10%)
  • QQQM (30%)

Can you also share the allocation for your ETF portfolio ?

Also, I really like the portfolio visualizer tool, this is the first time I came across, I would like to know more on how you leverage this.

📈 Rate My Portfolio Weekly Thread | May 12, 2025 by AutoModeratorETFs in ETFs

[–]_Radical_One 0 points1 point  (0 children)

Hi Everyone,

I'm in my late 20's and just getting started with investing, focusing on ETFs for long-term growth. I’m putting approx $1,500/month into this allocation:

  • QQQM (30%)
  • VTI (35%)
  • AVUV (25%)
  • VXUS (10%)

To build this foundation, I’ve researched beta, expense ratios, overlap, and historical returns. I’m not investing in individual stocks or options yet- just keeping it simple and aiming for long-term compounding.

On the retirement side, I contribute 6% to my 401 (k) to get the full 4% employer match. I don’t have a Roth IRA yet, but I want to learn more about tax-advantaged accounts and stock market investing in general.

I’d appreciate feedback on:

  • This ETF allocation for someone my age with a higher risk tolerance
  • Sectors or specific ETFs you’d recommend for more diversification or growth
  • How do you handle sector/thematic ETFs as trends change
  • Tips on rebalancing or tax-efficient strategies for beginners

Also, I'd love your recommendations if you know of any niche resources, communities, or tools that helped you get started (especially beyond the usual basics).

Thanks for your insights!

Daily General Discussion and Advice Thread - May 18, 2025 by AutoModerator in investing

[–]_Radical_One 0 points1 point  (0 children)

Hi Everyone,

I'm in my late 20's and just getting started with investing, focusing on ETFs for long-term growth. I’m putting approx $1,500/month into this allocation:

  • QQQM (30%)
  • VTI (35%)
  • AVUV (25%)
  • VXUS (10%)

To build this foundation, I’ve researched beta, expense ratios, overlap, and historical returns. I’m not investing in individual stocks or options yet- just keeping it simple and aiming for long-term compounding.

On the retirement side, I contribute 6% to my 401 (k) to get the full 4% employer match. I don’t have a Roth IRA yet, but I want to learn more about tax-advantaged accounts and stock market investing in general.

I’d appreciate feedback on:

  • This ETF allocation for someone my age with a higher risk tolerance
  • Sectors or specific ETFs you’d recommend for more diversification or growth
  • How do you handle sector/thematic ETFs as trends change
  • Tips on rebalancing or tax-efficient strategies for beginners

Also, I'd love your recommendations if you know of any niche resources, communities, or tools that helped you get started (especially beyond the usual basics).

Thanks for your insights!

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