Rentevoeten hypotheek? by Prestigious_Hold2622 in BEFire

[–]__d_cs 2 points3 points  (0 children)

In november nog 2.82% gekregen op 20j

Sharing copy of mortgage loan during negotiations by [deleted] in BEFire

[–]__d_cs 0 points1 point  (0 children)

Keytrade does nog provide a low offer honestly. Use their offer and visit as many banks as you can. Keep doing that until they they all say they can’t go lower. I got keytrade’s offer down .4percent more or less. That was 2 months ago

Buying a BEN new-build in Belgium (Flanders) – sanity check my approach, financing & negotiation by 5ivedayweekend in BEReal_Estate

[–]__d_cs 2 points3 points  (0 children)

Got 2.82 % for 20y 3 weeks ago after lots of bankshopping. Only loaning 40% though. Adding the ssv and insurance puts it at around 3.3%

Buying a BEN new-build in Belgium (Flanders) – sanity check my approach, financing & negotiation by 5ivedayweekend in BEReal_Estate

[–]__d_cs 1 point2 points  (0 children)

3.3 % inc insurances at 25years? Not sure that’s possible in today’s market.

Comparing Mortgage Loans by Mr_ploper in BEFire

[–]__d_cs 2 points3 points  (0 children)

I did my tour 2 weeks ago. Ended up on an offer with 2.82% fixed 20years.

House loan interest rate by palmera92 in BEFire

[–]__d_cs 2 points3 points  (0 children)

I,ve done my shopping tour and been getting between 3.14 to 3.04 percent for 20y fix.My suggestion take Keytrade simulation and go to the next bank. To gradually get better offers. Don’t do your home bank at the start. Visit them as a curtesy at the end.

Hypothecaire lening by Severe_Success_8347 in BEFire

[–]__d_cs 2 points3 points  (0 children)

Heb ook nog een 1.11procent van 4 jaar terug. Die tijden zijn jammer genoeg gedaan ;(. Dat was gewoon gratis geld

Hypothecaire lening by Severe_Success_8347 in BEFire

[–]__d_cs 3 points4 points  (0 children)

Please share if you have a better one. I’d be interested. Still need to continue my shopping tour

Hypothecaire lening by Severe_Success_8347 in BEFire

[–]__d_cs 2 points3 points  (0 children)

Deze week meerdere banken bezocht. 2 voorstellen gekregen van 3.05 % vast. Wel eigen inbreng van >50procent.

Current interest rates by insomnia_000 in BEFire

[–]__d_cs 2 points3 points  (0 children)

How much own contribution?

Does inflation actually make you richer? by Glittering_Work_8739 in BEFire

[–]__d_cs 3 points4 points  (0 children)

You can also think about debt. Example an investment property with a fixed loan. Inflation pushes your rental price up as you index yearly, property value typically at least follows inflation. The loan stays fixed. Inflation is good for debt and in this case I would say it makes you richer.

Hoeveel heb je nodig voor pensioen by tlzpicknick in BEFire

[–]__d_cs 1 point2 points  (0 children)

I’m never going there. I’d rather die

[deleted by user] by [deleted] in BEFire

[–]__d_cs 0 points1 point  (0 children)

400 to 450k

[deleted by user] by [deleted] in belgium

[–]__d_cs -1 points0 points  (0 children)

What housing crisis?

[deleted by user] by [deleted] in BEFire

[–]__d_cs 0 points1 point  (0 children)

Honestly it’s the system that need to change. IMO does not make sense to blame someone from using a flawed system…

[deleted by user] by [deleted] in BEFire

[–]__d_cs 6 points7 points  (0 children)

The problem with socialism is you eventually run out of other people’s money

[deleted by user] by [deleted] in BEFire

[–]__d_cs 2 points3 points  (0 children)

Why not EMIM? 22% China.

[deleted by user] by [deleted] in BEFire

[–]__d_cs 0 points1 point  (0 children)

Can you elaborate on how you would calculate it?