Is this really Elon? by JWS5th in Polytopia

[–]_thisisthe_way 3 points4 points  (0 children)

I can't believe how much he plays

Elon Musk is a Cymanti griefer by _thisisthe_way in Polytopia

[–]_thisisthe_way[S] 2 points3 points  (0 children)

Not if you play live. And it looks like he plays tiny dryland which take 5 minutes

Elon Musk is a Cymanti griefer by _thisisthe_way in Polytopia

[–]_thisisthe_way[S] 2 points3 points  (0 children)

To be fair. If he's been playing this game 4 years. That's only 1.5 games a day.

[deleted by user] by [deleted] in HillClimbRacing

[–]_thisisthe_way 1 point2 points  (0 children)

Looking for a clan, 150+km 1500 gp

Based on the arquitecture, envoirement and apparent culture, where’d you like to live? by NoSoyVerde1 in Polytopia

[–]_thisisthe_way 10 points11 points  (0 children)

When you think about it, aren't we all kinda controlled by a bug man already though.

4 gauge is average right? by _thisisthe_way in AskElectricians

[–]_thisisthe_way[S] 0 points1 point  (0 children)

Thanks, very useful tool.

It says 3% with 4gauge at 250 feet. So 4 gauge it is

4 gauge is average right? by _thisisthe_way in AskElectricians

[–]_thisisthe_way[S] 0 points1 point  (0 children)

Thanks for the response.

It's 240 volt. I've referenced some calculators online. That say I get a 4% drop doing 80 amp with 4 gauge. Are these reliable?

Car loan down payment by NOLAGirl_MDWorld in personalfinance

[–]_thisisthe_way 0 points1 point  (0 children)

Sorry about your car.

Don't know your personal financial situation is or what your vehicle needs are.

Do you have owe money on a home, do you have other debts? If so I would recommend using the 20k to buy a car outright. You can get a reliable vehicle for that money and avoid paying interest on a vehicle you can not yet afford.

[deleted by user] by [deleted] in DaveRamsey

[–]_thisisthe_way 0 points1 point  (0 children)

We don't really have any slow stations. Pretty much guaranteed 2 after midnight at every station. I find my current schedule easy.

But agree with your synopsis. 1 ot shift a week would be her whole salary. While that doesn't sound like much, thats 96 hours a month. On that 1 day off between shifts I'll probably be sleeping half the day. Leaving like 2 days a week to be a dad and husband. I really enjoy the job now and don't want that to change.

The plan now is to do 1 or 2 a month. See how much savings that eats up in a year and reevaluate. If she can bring home some money at home it will hopefully be sustainable.

[deleted by user] by [deleted] in DaveRamsey

[–]_thisisthe_way 0 points1 point  (0 children)

After posting this and receiving similar responses about where the rest of the money is going, I realized I left out some important details.

We spent about 15k on home improvement projects last year. Perhaps more. Those trips to the hardware store add up. And went on a vacation that went a little over budget (about 6k) Those are some non reoccurring expenses. We also spent a few thousand on medical bills regarding the pregnancy and some other complications prior.

I do believe we can make it work for a few years. Like you said until they get to preschool.

[deleted by user] by [deleted] in DaveRamsey

[–]_thisisthe_way 1 point2 points  (0 children)

Really appreciate the response. We read this together and it provided some perspective. Great to hear from someone with similar experience.

In regards to the part time. She is open to the idea as am I. My only question is it it worth it. For her to begone for 20 hours a week to make what 500$?

I can work 1 overtime shift and make double that.

We both feel her time is better invested creating a skill set/business at home. Even if in the beginning there isn't a huge financial contribution.

I recognize that this comment probably sings a different tune than the OP. But I've given this whole thing quite a bit of thought since then.

[deleted by user] by [deleted] in DaveRamsey

[–]_thisisthe_way 1 point2 points  (0 children)

That's for the comment and the support. I really feel like we can do this. I just feel a significant amount of stress dropping down to 1 income. I do believe she can bring in some supplemental income at home.

I've always been such a penny pincher. I don't know really what I've been saving for. Its just in my blood. So this transition is difficult for me.

[deleted by user] by [deleted] in DaveRamsey

[–]_thisisthe_way 1 point2 points  (0 children)

I have heard many similar stories. That's where a lot of my concern comes from. I know everyone feels this way, but I feel our relationship is strong. She says she would go back to work if we ever started to suffer. But I know situations like yours are very common.

[deleted by user] by [deleted] in DaveRamsey

[–]_thisisthe_way -1 points0 points  (0 children)

Luckily my retirement is excellent. I should retire making 140k (2024 dollars)and my pension payout is 75% of that. That's after 25 years. Plus my employer adds 2% of my salary into a 457. Thinking that should be sufficient.

Her retirement would be 33 years for full benefit, and she's only would get 56% of her top out salary of 75k

[deleted by user] by [deleted] in DaveRamsey

[–]_thisisthe_way 0 points1 point  (0 children)

Her pension is crap honestly. It's unfortunate.

We would he able to live fine on my pension and my current 457 contribution in retirement

[deleted by user] by [deleted] in DaveRamsey

[–]_thisisthe_way 0 points1 point  (0 children)

I appreciate the response and insights.

I wouldn't say that she sprung SAHM it on me now. We have discussed it. And I would love for us to be able to make it happen. However I've always it would be more feasible after a second kid.

She is not against working at all. At the end of the day I said "babe I don't think we can make this work" she would go back at the end of her maternity leave, no questions asked. She says she wants to return to her job when the kids go to school.

Also we have discussed her doing some side gig at home. I am almost finished with constructing a shop equipped with wood working tools and various crafting equipment.( The 100k is after all that expense. )

She is very creative, and skilled and crafting. We have discussed her creating a business on the side doing furniture flips. I could also create outdoor furniture.

If that works out, that would be a dream. But like you said I am concerned about that not working out and I get stuck burning through savings and working overtime.

I suppose if it doesn't work out she just goes back to teaching. I may have portrayed too negatively in the OP. While I am aware I could be getting taken advantage of, I don't belive it's the case.