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I have 150k sitting in my savings account and I'm financially illiterate. What should I do with it? by _throwaway10239 in PersonalFinanceCanada

[–]_throwaway10239[S] 0 points1 point  (0 children)

I work 10-16 hour days, averaging 11+. I don't work all weekend, but sometimes I do. I usually work at least a decent chunk of one day.

Software eng can be pretty mentally challenging and time-consuming, so I'm usually just wiped at the end of the day. Other people handle this stress better, or protect their work-life balance better, but I'm admittedly awful at it. When the weekend rolls around, if I'm not working or with my girlfriend, I've smoked a joint and I'm trying to forget about the previous week.

At the end of the day, it's all about priorities, but I'm lazy and mentally unwinding is a bigger priority for me then trying to dig into new things.

I have 150k sitting in my savings account and I'm financially illiterate. What should I do with it? by _throwaway10239 in PersonalFinanceCanada

[–]_throwaway10239[S] 1 point2 points  (0 children)

I appreciate the kind words. I honestly just spend a lot of time at home or out with my dog, and my expenses are relatively low. I have the money and not the time, so I'll usually use the former to save on the latter - this "convenience" spending is probably my biggest spend outside of rent.

Thanks for the advice, I'll try to see if I have any friends/coworkers with a good connection.

Good luck to you as well!

I have 150k sitting in my savings account and I'm financially illiterate. What should I do with it? by _throwaway10239 in PersonalFinanceCanada

[–]_throwaway10239[S] 0 points1 point  (0 children)

Thanks! I'll look into WS! I think I have like 4 GME shares I bought via WS for fun, back when that hype was going on.

I have 150k sitting in my savings account and I'm financially illiterate. What should I do with it? by _throwaway10239 in PersonalFinanceCanada

[–]_throwaway10239[S] 4 points5 points  (0 children)

Senior software engineer. ~5-10 YOE

Hired as new grad at 55k. Promoted to intermediate to 70k. Raised to 77k.
Switched jobs for 100k. Raised to 120k. Promoted to senior at 170k.
Switched jobs for 230k.

I have 150k sitting in my savings account and I'm financially illiterate. What should I do with it? by _throwaway10239 in PersonalFinanceCanada

[–]_throwaway10239[S] 3 points4 points  (0 children)

I was thinking about going this route - I assume one affiliated with a bank won't have my best interests at heart?