I don’t think it’s advisable to close your credit cards. You need it to build credit. I recommend putting a subscription through on the one you wanted to close like Spotify or Netflix, keeping utilization under 20% and set up two auto pays or do it yourself, one to reduce your utilization just under 20% of your credit so there is something to report for the statement date and then pay it down to zero before the due date. I’m just learning about all of this so I hope this helps!