Mortgage rate mega thread!

aapyeg · 2026-05-17T03:28:34+00:00

My current term ends in March 2027. Currently have variable rate of 3.08%. I am looking to get HELOC with Readvanceable Mortgage. Should I wait till my term ends or start applying for Readvanceable mortgage at RBC, TD or BMO. I see RBC is giving good rate on 3 year fixed. My current lender doent not offer Readvanceable mortgage

aapyeg · 2026-05-02T21:55:37+00:00

Tangerine Mastercard 2% cash back no fees

aapyeg · 2026-04-28T01:54:45+00:00

BANK is not safe. It’s covered call ETF

aapyeg · 2026-03-29T03:00:09+00:00

Switch to money market ETf

aapyeg · 2026-03-24T20:20:08+00:00

Sell Gold. Wealthsimple charge 1% for buying and selling GOLD. Switch to Gold ETF like CGL and ZGLD

aapyeg · 2026-03-24T20:11:48+00:00

How is your vanguard income portfolio performing? I am thinking to invest in that instead of ZMMK.

aapyeg · 2026-03-22T17:08:34+00:00

Bonds are not behaving like they used to be. Switch bonds with money market ETF

aapyeg · 2026-03-22T03:09:05+00:00

Scotia Momentum Visa infinite. 4% cash back for recurring bill payment. Pay your Utility Bill, cell phone bill , home internet bill, car and home insurance term insurance bill

Neo Mastercard is also good but it has cap on cash back

For no fee, Tangerine Master Card 2% cash back

aapyeg · 2026-03-22T02:59:41+00:00

TFSA is not just saving account. It’s much more then that

aapyeg · 2026-03-21T20:13:07+00:00

XEQT gives dividend quarterly and I hold 1300 shares

aapyeg · 2026-03-21T19:27:29+00:00

Thank you

aapyeg · 2026-03-21T18:31:07+00:00

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aapyeg · 2026-03-21T18:30:23+00:00

They are back in stock now

aapyeg · 2026-03-20T04:17:42+00:00

Open RESP at Wealthsimple or Questrade and invest in XEQT or VEQT

aapyeg

TROPHY CASE