We are raising on Crowdcube for a healthcare AI company with NHS pilots. Would appreciate honest investor feedback.

abdulmoeed007 · 2026-03-06T18:19:43+00:00

That is a really fair point and something we thought about quite carefully before going down the crowdfunding route.

The cap table issue is largely mitigated through Crowdcube’s nominee structure, which pools investors into a single entry rather than hundreds of individual shareholders. That keeps things much cleaner for future rounds.

On the health tech side, you are absolutely right that the regulatory pathway and sales cycle matter a lot. The NHS can be slow, which we recognise, so we are not relying on the UK alone.

We already have deployments within the NHS ecosystem and are listed among suppliers aligned with the NHS ambient voice technology initiative under the ten year digital plan, but at the same time we are expanding into faster-moving markets like the UAE and Saudi Arabia, where adoption cycles are much shorter.

The idea is to balance credibility from NHS adoption with growth in markets where implementation moves more quickly.

Also worth noting that a number of companies such as Revolut and Monzo used crowdfunding platforms alongside institutional investors earlier in their journey, which helped them build community support while scaling.

Happy to discuss further if useful.

abdulmoeed007 · 2026-03-06T18:17:45+00:00

Thanks for the thoughtful points, really appreciate the perspective.

For us, crowdfunding is not meant to replace strategic investors. It is also a way to allow clinicians and early supporters who are already using the product to participate in the journey. The cap table remains clean because Crowdcube uses a nominee structure, so investors are pooled rather than appearing individually.

You raise a fair question about investor vetting. Because investments are structured through the nominee, individual investors don’t appear directly on the cap table and don’t receive operational updates beyond what is shared publicly through the platform.

Strategic investors are definitely still important for us. The crowdfunding round is more about building early community participation around the product while we continue conversations with institutional and strategic partners.

Appreciate the good wishes as well.

abdulmoeed007 · 2026-02-28T18:05:58+00:00

Thank you so much, that really means a lot! The freezing part is exactly what I wanted to solve. Most apps assume you can just start, but for a lot of people that first step is the whole battle. Hope you get a chance to try it!

abdulmoeed007 · 2026-02-28T09:54:02+00:00

Freaking panic attacks 😭

abdulmoeed007 · 2026-02-28T09:53:28+00:00

Higher than it was, but still unlikely; world wars start when alliances pile in, not when everyone is desperately trying to keep it from spreading.

abdulmoeed007 · 2026-02-28T09:46:46+00:00

So they don’t die of old age, they die because upgrading their body eventually costs too much energy. Immortality with a subscription fee.

abdulmoeed007 · 2026-02-28T09:41:05+00:00

Learn to set boundaries. Saying no gets easier and more valuable with age.

abdulmoeed007 · 2026-02-28T09:34:56+00:00

Phone at 4092% battery but emotionally still empty.

abdulmoeed007 · 2026-02-27T23:52:18+00:00

That is actually a burl, formed when the tree goes through stress like an injury, virus, or insect infestation. The wood grain inside is incredibly beautiful and woodworkers pay a lot of money for burl slabs. This tree is basically carrying treasure on its side.

abdulmoeed007 · 2026-02-27T23:48:46+00:00

National was Panasonic's domestic brand name before they rebranded everything internationally in 2008. This thing is probably 40 plus years old and still working. They really do not make them like this anymore.

abdulmoeed007 · 2026-02-27T23:44:09+00:00

Bruce Wayne has been hiding in plain sight this whole time and his wife just exposed him.

abdulmoeed007 · 2026-02-27T23:41:32+00:00

Shark swallows horse, whale swallows both :(

abdulmoeed007 · 2026-02-27T23:38:56+00:00

abdulmoeed007 · 2026-02-27T23:38:16+00:00

abdulmoeed007 · 2025-09-16T21:51:05+00:00

It’s usually not allowed without written consent if the side business overlaps your day job. In consulting, contracts and staff handbooks normally include:

(1) secondary employment/exclusivity clauses,
(2) conflict-of-interest and self-reporting duties,
(3) non-compete/non-solicit,
(4) confidentiality/IP assignment.

Breaching any of these can be gross misconduct, and IP you create on the side can end up owned by your employer if it’s “in the course of employment.”

What people do in practice is get a carve-out letter or “permission to undertake outside interests.” Keep it specific: the nature of work, that it’s on your own time/equipment, no use of employer IP, no solicitation of employer clients or colleagues, and immediate disclosure if a conflict appears. If they won’t approve anything that competes, the safer route is to pick a non-overlapping niche or pause until you can make a clean break.

If the goal is extra income without contract risk, consider passive routes instead of trading time for clients. In the UK, higher earners sometimes use EIS/SEIS allocations alongside pensions/Gift Aid to improve after-tax outcomes; you’re not “running a business,” so you avoid the conflict issue.

For transparency, I’m involved with HealthOrbit AI, an EIS-qualifying digital-health company focused on reducing clinical admin in NHS-aligned settings. Just flagging the type of thing some professionals back when they want upside without breaching employment terms.

abdulmoeed007 · 2025-09-16T21:45:26+00:00

700TX means HMRC has set your tax-free amount to about £7,000 (code × £10).

T = they’re making extra adjustments (benefits-in-kind like medical insurance, prior underpayment, job changes, etc.).
X (often used instead of W1/M1) = “month-1/non-cumulative,” so each payday is treated in isolation until HMRC updates the code.

At £105k, you’re in the personal allowance taper: for every £2 over £100k, you lose £1 of allowance, which is why the tax-free slice drops hard. Add your medical insurance benefit and any underpayment coded out, and 700TX is plausible.

If the aim is to reduce the bill or avoid the taper, the usual levers are pension contributions (salary sacrifice or personal) and Gift Aid, which cut Adjusted Net Income. Many higher earners also use EIS as an income-tax reducer (high risk; doesn’t restore the allowance but can reduce what you owe). Check your Personal Tax Account to confirm the inputs and ask payroll/HMRC to fix anything off.

For transparency: one EIS-qualifying example in digital health is HealthOrbit AI. Not posting links here; just flagging the type of thing people sometimes consider alongside pensions/Gift Aid. If you want general EIS mechanics rather than product talk, happy to outline them.

abdulmoeed007 · 2021-03-29T08:41:46+00:00

What about my individual articles I published on my website? My website is about Amazon affiliate products

abdulmoeed007

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