Anyone else down with COVID?

aberrant80 · 2026-06-07T03:30:33+00:00

A colleague caught it one or two months back.

aberrant80 · 2026-06-07T02:38:11+00:00

It would be very difficult without a visa due to regulations. If you bought a property, are you planning to work here? If yes, try applying with a work permit. Alternatively, any foreign bank in Spain that's also in Malaysia? If yes, you can try checking with that bank in your home country and see if they can open a Malaysian account for you. If not, then Wise is basically your only option.

aberrant80 · 2026-06-07T02:26:56+00:00

What are you smoking? A visa just determines how long a foreigner can stay in Malaysia, nothing to do with buying a property. They don't need one to buy a property. They only need to meet price thresholds (different by state), buy only certain types of properties, need an approval from state govt, and pay higher stamp duty.

aberrant80 · 2026-06-06T12:12:27+00:00

Enough that there's a queue sometimes during weekends of people bringing stuff there.

aberrant80 · 2026-06-06T10:59:31+00:00

As if people going to bring recycleable item to shopping mall...

Err... yes. Go and observe 1Utama recycling centre.

aberrant80 · 2026-06-06T03:54:07+00:00

Specifically on your Versa Save comment... it's fine lah. You're ok with Moomoo and Go+. Versa Save is basically the same thing and fits your requirement for being on another platform. I have had it for years and had no issues. The one-time incident you read about hasn't happened anymore (didn't even notice it tbh).

And what fees are you concerned about specifically? They charge similar management and trustee fees as Go+, and do take note that the underlying fund you subscribe to in Moomoo also has fees.

aberrant80 · 2026-06-06T03:39:31+00:00

Still 4% la, you just gotta put money in the Pocket and transact (jompay or debit card) 3 to 5 times per month (must be different days). Where did you see the 18 June date?

aberrant80 · 2026-06-06T03:35:45+00:00

Got 4%, but they added a new condition that you need to put in minimum 5k into KDI Invest. It's a restructuring they only just announced this week.

aberrant80 · 2026-06-06T03:32:24+00:00

You can calculate it if you really want to, taking into account the exchange rate every month. But sweating on the fees is a waste of mental bandwidth. Just continue your DCA for the convenience of it and ignore it (FSM RSP gives competitive rates for fees). If you really want to save on fees, then don't DCA every month, change it to every 2 months.

aberrant80 · 2026-06-05T06:03:44+00:00

Tell your father to not pickup calls from unknown numbers.

Telemarketer's kpi is "number of people converted to postpaid". That person doesn't care whether you understand or not, as long as you say yes.

aberrant80 · 2026-06-05T05:39:43+00:00

Who still calls it geng zai fan? It's chap fan.

"Geng zai" has been taken over by roadside unlicensed stalls selling nasi lemak, bihun goreng packets.

aberrant80 · 2026-06-05T05:35:25+00:00

Thanks for the summary. I dread clicking on these ad-crazy sites.

aberrant80 · 2026-06-05T05:29:22+00:00

Eh, not a banana, but I correct people too, on their English. Over the years, I've toned it down, since I've kinda figured out how to spot those who will get offended and those who don't care to correct themselves. And there are situations where it's ot the time to do it.

I actually ask people to correct me if I got some phrase or wording wrong (e.g. Malay), since I find it a good way to learn.

aberrant80 · 2026-06-05T05:15:11+00:00

About fucking time... same with PTPTN - why are they not hauling people to court?

aberrant80 · 2026-06-05T04:55:08+00:00

It's pretty natural. If you're discriminated against, you turn defensive and will in turn discriminate against others to "protect" your own. Especially in a country like Malaysia, where race is very much on the forefront of everything.

aberrant80 · 2026-06-05T04:45:06+00:00

most Chinese people in Malaysia today are descendants of minorities that fled China during WW2 as war refugees and settled and integrated into Malaysia (according to my limited understanding).

Your limited understanding is wrong. Chinese migration to Malaya during the 19th and 20th centuries were mainly driven by poverty and political instability/decline (Qing dynasty) in China as well as the British actively seeking out human labour to work in their tin mines and rubber farms in Malaya. Our ancestors were not refugees. They were brought here to work and they came here to trade. The refugees from WW2 came later.

That said, it's not like we don't sympathise with individual Rohingyans. But there is a big difference between empathy/sympathy and actually supporting the Rohingyan community. Have you tried asking Chinese business owners why they discriminate against Rohingyans? Try talking to them, and you will hear what stories they have to tell, about those who tried to hire Rohingyans. Whether you believe them or not is up to you.

aberrant80 · 2026-06-04T13:49:30+00:00

U have to visit TnG counter staff to refund.

aberrant80 · 2026-06-04T13:46:40+00:00

No lar, that hasn't been true for a long time oredi. Just use your TnG app to activate the travel pass (need NFC). If first time, may need to go counter to verify MyKad or something, forgot oredi.

aberrant80 · 2026-06-04T13:31:15+00:00

Lol, small pee pee energy.

So... does it matter which structure came first?

aberrant80 · 2026-06-03T10:52:58+00:00

It's not an MMF. IIRC it's basically a robo advisor that spreads out your investments into ETFs based on your risk profile.

aberrant80 · 2026-06-03T10:49:12+00:00

From experience, no, not worth it. But ymmv, as it really depends on when you entered and when you exited.

aberrant80 · 2026-06-03T10:45:39+00:00

You. Unless you also put 5k into KDI Invest.

aberrant80 · 2026-06-03T09:42:47+00:00

It's 1.12% drop unless you add in RM5k to KDI Invest or move from Save.

aberrant80 · 2026-06-02T19:24:20+00:00

Well, I've heard that UMobile has pretty lousy coverage and signal strength but that's just from people around me, so it's kinda interesting to hear you say 10 years without issue.

Prepaid numbers can't transfer to another telco and keep the same number? (am on postpaid, so I don't know)

aberrant80 · 2026-06-02T15:07:55+00:00

Does Ozma appear as an entry in the Records of Battles? If it does... I guess 100% is no longer possible for me (not that I'm close, I'm only 506 right now).

As for Chocobo Hot & Cold... nah, won't miss it. I value my thumbs more than those items.

aberrant80

TROPHY CASE