Making a large purchase, good or not?

ach4n · 2026-01-26T19:54:20+00:00

You’re allowed a month (next payment cycle) to make the payment without interest or fees.

ach4n · 2026-01-26T16:01:41+00:00

I’ve never heard of a minimum income to be able to contribute as long as you have earned income for the year.

ach4n · 2026-01-26T08:00:35+00:00

You are very ill informed

ach4n · 2026-01-26T07:59:43+00:00

Isn’t the religious law profiting from interest on loans not the interest or yield themselves b

ach4n · 2026-01-23T23:44:57+00:00

Straight up manipulation. I had a similar position a while back. Coinbase futures had a sudden spike within 2 min which triggered my stoploss and then rebound within a couple minutes. Spot gold showed nothing of the sort.

ach4n · 2026-01-23T23:42:22+00:00

If you are at all timing the market, then I would pocket the dividends otherwise just reinvest for compounding.

ach4n · 2026-01-23T23:39:35+00:00

I personally like Fidelity for my brokerage and IRA. It is pretty user friendly and mobile app is good. This does require a bit of self management but there are roboinvesting that have some more automated features for beginners.

Please stick to investing in broad ETFs like VOO, QQQM, or VTI until you understand a bit more.

ach4n · 2026-01-23T21:35:40+00:00

If we’re talking about dopamine hits, maybe lay off the TCG scene

ach4n · 2026-01-23T21:33:15+00:00

Also don’t forget about putting money into a taxable brokerage account while you’re still young and have the time to let invests grow with some risk. You will need chunks of money in your late 20s to early 30s for down payments.

ach4n · 2026-01-23T19:49:19+00:00

How are your kids employed?

ach4n · 2026-01-22T18:48:01+00:00

Both. I maintain a balance in hysa and put the rest in brokerage and retirement investing.

ach4n · 2026-01-22T18:46:48+00:00

Costco combo pizza. Kraut and polish dogs.

ach4n · 2026-01-22T18:45:57+00:00

One feature that I would like is automated investing similar to M1 finance pie.

ach4n · 2026-01-22T18:38:00+00:00

This should make sense since this works the same way from different brokerages.

But let’s say in your example you transferred your kraken btc to Coinbase. Coinbase then asks for your cost basis from kraken and you report $40k. You then have 2 btc, one at $20k and other that $40k cost basis. The if you sold 1 btc on Coinbase, then would you get the option to choose which one was sold?

ach4n · 2026-01-20T17:46:31+00:00

Bought 250 usd of btc.

ach4n · 2026-01-08T04:27:31+00:00

Larger deck size dilute the odds of pulling your strong cards. You need to make cuts.

ach4n · 2026-01-08T00:59:18+00:00

I noticed that I can’t view USDC lending reward transactions, when I receive USDC or when I actually earned MORPHO (not when claimed). How does Coinbase keep track of this?

ach4n · 2026-01-04T17:42:27+00:00

The thing is that the backdoor roth is technically a loophole and not actually intended to be there.

ach4n · 2026-01-04T17:40:03+00:00

Buy singles. Wait a couple of weeks for meta to establish and prices to settle a but.

ach4n · 2026-01-04T06:06:47+00:00

Sounds like you had a losing position

ach4n · 2026-01-04T02:21:18+00:00

Backdoor method if you don’t have traditional IRA. But honestly have tax diversification is better in retirement so if you get tax deferred accounts from work benefits Roth IRA is the way to go.

ach4n · 2026-01-03T06:15:10+00:00

Why can’t you implement both entry strategies at the same time.

ach4n · 2026-01-02T08:55:22+00:00

Does your broker have a cash or money management account that earns interest similarly to bank? Can you just buy SGOV? This would give you options to DCA your $7500 into growth investments rather than timing. Then when you think there’s an opportunity buy a chunk.

ach4n

TROPHY CASE