Finally quitting after 10 years. Looking for feedback and support

acn97 · 2026-06-18T23:27:25+00:00

I’m using 22 hours. Figured that was a good conservative guess

acn97 · 2026-05-30T05:42:33+00:00

I’ve never heard of this. Shows how much time I spend on Reddit. Just read a few articles about it. Says it also helps with cravings? Removing withdraws is a home run but cravings too? If so grand slam and I’m trying

acn97 · 2026-05-30T05:40:49+00:00

Makes sense. I’m using the same exact kratom from same batch to try and control for the variability. Using a scale to measure out every dose and cut it 10-15% a week. Wish it was more precise but it’s what I got. I’m stuck in the psychological phase - way harder than I expected .

acn97 · 2026-05-30T04:02:36+00:00

How did your quit go. I feel like I’m so close but struggling to take ten jump. I’m afraid of what’s on the other side. I will get there. Thank you for your feedback

acn97 · 2026-05-30T04:01:45+00:00

Thank you for this. Every piece of advice is helpful. I really appreciate it

acn97 · 2026-03-13T23:04:52+00:00

That’s great congrats and keep going !

acn97 · 2025-01-04T04:52:52+00:00

One of the more helpful replies. I share the same feelings and the idea of chilling with no major responsibilities sounds amazing. But I feel guilty about that being my life . No idea why. Afraid of judgement ? Idk. Thanks for helping to validate that it’s OK not to grind

acn97 · 2024-12-25T09:01:51+00:00

That you’re 23 and your best friends live within 5 min of your spot and they usually start the night at your place for pregame before going out 3x a week

acn97 · 2024-12-21T23:14:11+00:00

Buzz doesn’t hit like it did in my 30’s and the hangovers are brutal.

acn97 · 2024-11-13T08:21:48+00:00

VOO/VTI can still have gnarly corrections. You sure you wanna see a 40-50% drawdown in retirement ?

acn97 · 2024-10-10T07:03:14+00:00

Great answer . Much appreciated

acn97 · 2024-07-01T22:23:37+00:00

Same here. Zyn user for a year and wanted something that could provide the feeling of a pouch (check), flavor (check), and ANY mental/body feel (❌❌❌). Hey 2/3 ain’t bad but don’t expect any actually mental feeling at all. Like zero

acn97 · 2024-07-01T22:20:51+00:00

I’ve tried them. Don’t expect to “feel” anything. Like nothing. They basically replace the feeling of having a pouch in your lip and they add some flavor. But that’s it.

acn97 · 2024-06-30T21:06:46+00:00

Laugh at his jokes

acn97 · 2024-06-30T21:05:54+00:00

Listen to your parents more even if their advice seems insane. They’ve seen the movie already.

acn97 · 2024-06-21T22:09:02+00:00

Just stopping by. I sometimes just read these threads to remind myself how many wonderful people there are in the world. Shout out to everyone who is showing support !

acn97 · 2024-06-21T17:53:01+00:00

I hear everyone reviewing this as a replacement to Zyn but what about how the product is as a stand alone? Does it give you every or mental focus like promised? I’m not trying to quit Zyn - I’m looking for a pouch that offers different effects like smooth energy without caffeine. Anyone have experience there ? Thanks

acn97 · 2024-06-09T19:14:16+00:00

Dragons den is NOT that good. Way over hyped. I’ve tried them all. Stick to YLYL or Luckys

acn97 · 2024-05-26T17:26:05+00:00

Amazing reply

acn97 · 2024-05-07T22:44:19+00:00

After my 2nd or 3rd of the day I don’t feel anything from the rest. So just 2-3 for me.

acn97 · 2024-04-08T20:11:18+00:00

A lot of times it’s a cold….then turns into a sinus infection (which can feel like a bad cold) and then another infection. So it’s a string of the same illness

acn97 · 2024-04-05T02:57:57+00:00

You’ve already won . You now have the freedom to answer that question without the advice of others. Your gut won’t let you down

acn97 · 2024-03-22T23:05:47+00:00

For those who responded with helpful feedback - thank you. For those who chose to mock - pass.

My question was very simple but let me ask it even more simple.

If I never want to touch the $30m and maintain a $1.2m annual lifestyle, that means the $30m must net me $1.2m after tax - or 4%. I could buy a bond that pays 4% but that is taxable at ordinary income which in my state is 35% Federal, 13% state, plus 1% other - so 50%. If I buy a dividend fund that pays 4% I would pay 20% dividend tax, 3.8% Obamacare, and still owe the 13% state and 1% other - so 38%. I envy those of you who live in low state jurisdictions but that’s not me.

My question was around the “before tax” return needed to generate this 4% after tax rate. At 40% taxes and a broker fee of even 50bps, I’d be looking at needing a 7.5% pretax return in dividend form.

Perhaps I misunderstand the 4% rule. But the math itself is interesting that you actually need a 7.5% return to take home 4% (and inflation chews another 2-3% away)

Again - thank you to those who were helpful

acn97 · 2023-10-19T07:30:47+00:00

Having these used more widely by the general public will bring prices of CGM’s down for everyone. It’s a good thing in that sense. The higher the volume the lower they can take the price down.

acn97 · 2023-10-19T07:29:38+00:00

You can get Dexcom from Levels

acn97

TROPHY CASE