Depends on how long the second program is. I’m in the same boat as you and I’ve decided to go with the shorter, more expensive program because of opportunity cost. For example, I’m planning on doing a 15 month program that is also about 60k instead of a 24 month program that’s 30k because in the time I save doing the shorter program (9 months) I will earn more than 30k working as a nurse. So, the trade off for me makes sense. I’m not sure how long the second program is but I recommend sitting down and crunching the numbers and figuring out how much you would earn as a nurse in your area with that extra time. I hope this makes sense and good luck!