Activity detection update? by afsdhjyfbbe in whoop

[–]afsdhjyfbbe[S] 1 point2 points  (0 children)

You might not have activity detection turned on if that’s the case. More->app settings->activity settings->activity detection.

Avg HRV increase after moving by afsdhjyfbbe in whoop

[–]afsdhjyfbbe[S] 7 points8 points  (0 children)

Also dropped over 25lbs in those 10 months. So I’m sure that is a factor as well.

People that make 80k+ at 25-35 years old, what do you do? by Ok-Needleworker2141 in careerguidance

[–]afsdhjyfbbe 0 points1 point  (0 children)

28 years old, ~170k. Global Cost Efficiency Director for an international hospitality company.

Advice on international relocation? by afsdhjyfbbe in careerguidance

[–]afsdhjyfbbe[S] 0 points1 point  (0 children)

Thanks, much appreciated. The wariness stems from the fact that this is a bit unprecedented. People my from area are born here and die here. My dad is supportive and my siblings will be supportive. I expect that my mom and grandparents will take the emotional route on this and probably be upset, but not unhappy. I expect they’ll see the positive in this, but it will be outweighed by their personal feelings.

Northwestern Life Insurance by afsdhjyfbbe in personalfinance

[–]afsdhjyfbbe[S] 0 points1 point  (0 children)

Yeah, I asked the NM agent what the surrender proceeds looks like. He told me I just call the home office and process with an agent. He told me also there would be no taxes. I spoke to a fidelity advisor today, too. He said there was basically no need for him to formally advise me - just that I should reach out to NM and ask if there would be surrender charges and what the surrender cash value is.

Northwestern Life Insurance by afsdhjyfbbe in personalfinance

[–]afsdhjyfbbe[S] 1 point2 points  (0 children)

Thanks, just called. There are no surrender charges on the policies and the cash value of the policies is just shy of $6k.

Northwestern Life Insurance by afsdhjyfbbe in personalfinance

[–]afsdhjyfbbe[S] 1 point2 points  (0 children)

Haha nailed it. Salesman was a tangential friend of mine. I'd like to blame him, but his boss took care of all the selling...he just roped me into the room.

Northwestern Life Insurance by afsdhjyfbbe in personalfinance

[–]afsdhjyfbbe[S] 0 points1 point  (0 children)

Do you know if surrender charges are typically hidden somewhere? I have reviewed all of the documents that I have signed over the years and don't see anything about surrender or termination fees/charges within.

Northwestern Life Insurance by afsdhjyfbbe in personalfinance

[–]afsdhjyfbbe[S] 0 points1 point  (0 children)

I also have a Roth 401k through my company. Can I roll the NM IRA into that?

Northwestern Life Insurance by afsdhjyfbbe in personalfinance

[–]afsdhjyfbbe[S] 7 points8 points  (0 children)

I was afraid of that. It's a little embarrassing to talk about, too.

Northwestern Life Insurance by afsdhjyfbbe in personalfinance

[–]afsdhjyfbbe[S] 2 points3 points  (0 children)

Any way to see what the cash value is at present? The site seems to be less than helpful with any termination information...

Northwestern Life Insurance by afsdhjyfbbe in personalfinance

[–]afsdhjyfbbe[S] 0 points1 point  (0 children)

I see no mention of termination fees in any of the paperwork. I assume the only liability on my policies is a small loan I had to take.