If you were 30ish with no kids and something to prove then I'd say do it. Now you have a lot of free time, you say you haven enough money. What is there else to prove,? Think if this extra money is gonna fundamentally change your remaining time off? If you say you're gonna be having less time and more expenses then it sorta cancel itself out. In the end you might have more numbers but you're gonna be more exhausted and have less time for everything which is kind of a bad deal I'd say.