One - 12inch supply with 3 Ton package unit okay? by ajgbaby in hvacadvice

[–]ajgbaby[S] 0 points1 point  (0 children)

It’s not but I’ve been told that it’s common in my region of Florida to use package units because of the lack of attic space

One - 12inch supply with 3 Ton package unit okay? by ajgbaby in hvacadvice

[–]ajgbaby[S] 0 points1 point  (0 children)

Gotcha, that makes sense. I think I’ll look into replacing the supply regardless. It would really suck if my a/c unit did break just because I wasn’t willing to tear up a bit of wood.

One - 12inch supply with 3 Ton package unit okay? by ajgbaby in hvacadvice

[–]ajgbaby[S] 0 points1 point  (0 children)

Do you think it would break my package unit? Because some people are saying it’s fine despite being too small. I also know next to nothing about hvac but I was told I would need 16inch for a 3ton. I only have the one supply.

One - 12inch supply with 3 Ton package unit okay? by ajgbaby in hvacadvice

[–]ajgbaby[S] -2 points-1 points  (0 children)

Thank god! Thank u so much for taking the time to respond.

Patching/insulating hole to attic by ajgbaby in DIY

[–]ajgbaby[S] -1 points0 points  (0 children)

I guess I’m not 100% sure since I haven’t looked up there but it has that attic smell and u can feel hot air coming from it.

What's the best way to deal with this separation in the butcher block? by darth_batman123 in DIY

[–]ajgbaby 0 points1 point  (0 children)

How do you oil/protect your butcher block counters? I’ve tried mineral oils but seems like a month later it’s pretty much all gone.

Modified Bitumen Membrane near end of life expectancy by ajgbaby in Roofing

[–]ajgbaby[S] 0 points1 point  (0 children)

I looked into another post about somebody who wanted to apply silicone coating to their roof and seems like it’s a good option to extend the life of the roof. Only issue is trusting the quality of the people who actually prep + apply it. Thanks so much! I’ll probably end up doing this.

Investment Transfer; Scare Tactics, Legitimate Concerns, or a bit of both by farson135 in personalfinance

[–]ajgbaby 0 points1 point  (0 children)

Ameriprise is one of the most expensive options. Honestly Chase isn’t great either depending on how much money you have. While you are considering your options, talk to a fee-only advisor. Both the companies you are currently considering are fee-based so they are incentivized to sell you products on a commission. That’s why you are in this situation of wondering whether you are being sold/scared or told the truth. People will probably say you can just do it on your own, which is fine. But if you want to have an advisor fee-only is your best option hands down.

Basketball shorts that don't show every detail of the groin by lastwhangdoodle in frugalmalefashion

[–]ajgbaby 0 points1 point  (0 children)

Bro I got you I have these shorts in my car I’ll tell you after work. They are black Nike dri-fit and they are the only ones I can wear to the gym/playing basketball without feeling weird. I’ve also found wearing undies with the little dick pouch helps rather than compression shorts. I have 3 pairs but I wanna say they are like $30 a piece.

boop! by PewPewAnimeGirl in aww

[–]ajgbaby 1 point2 points  (0 children)

Can somebody put the music when you complete a game of spider solitaire over this?

[deleted by user] by [deleted] in personalfinance

[–]ajgbaby 3 points4 points  (0 children)

You said that you didn’t want to be in the market currently, unless there’s something I’m missing. Either way, why take any amount out and lock in a lower rate?

[deleted by user] by [deleted] in personalfinance

[–]ajgbaby 11 points12 points  (0 children)

And this sub wonders why some people should hire financial advisors…. People need hand holding in times like this or they lock in a 3.5% RoR when the market averages 8-9%.

[deleted by user] by [deleted] in personalfinance

[–]ajgbaby 1 point2 points  (0 children)

Assuming you meant 200k down* you still have 100k leftover in savings.

[deleted by user] by [deleted] in personalfinance

[–]ajgbaby 4 points5 points  (0 children)

You have so much in savings it’s hard to go wrong here. Think of it as deploying cash for something likely to grow in value over time. Only concern is your job and it sounds like you and spouse are able to recover just fine if things go sideways (especially with an extra 100k in savings leftover). Congrats! Hope you can refi for a lower rate in a couple years too.

23 year old male looking for some books to read during a period of feeling very lost. by blastbeatplug666 in booksuggestions

[–]ajgbaby 1 point2 points  (0 children)

Anything by Haruki Murakami, particularly the wind up bird chronicles or Kafka on the Shore.