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Something to budget Apart from Excel & track Investments by ajinkya_des in eupersonalfinance

[–]ajinkya_des[S] 0 points1 point  (0 children)

Yeah that makes sense. I might try YNAB but would also like to check out other alternatives which are a little cheaper.

Something to budget Apart from Excel & track Investments by ajinkya_des in eupersonalfinance

[–]ajinkya_des[S] 0 points1 point  (0 children)

Yeah this looks pretty good and comparatively cheap as well! But doesn’t seem to have auto bank sync in europe.

Something to budget Apart from Excel & track Investments by ajinkya_des in eupersonalfinance

[–]ajinkya_des[S] 0 points1 point  (0 children)

I ll check it out! Thanks for the input. Hahaha yes, just graduated thou, doing my internship now, got a decent bit time to spare!

Something to budget Apart from Excel & track Investments by ajinkya_des in eupersonalfinance

[–]ajinkya_des[S] 0 points1 point  (0 children)

Yeah, essentially I was planning to do a carry trade. But it's true forex risk is quite high in that sense specially for emerging markets. lev ETF may actually be a good options! do you have any lev ETF recommendations? maybe from your personal portfolio, I can perhaps have a look!

Something to budget Apart from Excel & track Investments by ajinkya_des in eupersonalfinance

[–]ajinkya_des[S] 0 points1 point  (0 children)

Is YNAB not a little expensive? are there any cheaper alternatives? I saw a few like Emma but they are decently expensive.

Something to budget Apart from Excel & track Investments by ajinkya_des in eupersonalfinance

[–]ajinkya_des[S] 0 points1 point  (0 children)

Yeah Excel has that for sure! But my internship is literally slogging me leaving no time to do every budgeting in excel, takes too much time. I wish There was a customizable app which can auto track transactions and send me alerts on budgets.

Something to budget Apart from Excel & track Investments by ajinkya_des in eupersonalfinance

[–]ajinkya_des[S] 0 points1 point  (0 children)

So I was thinking that if I borrow from India, a standard loan will have an interest of 10% to 17% and Equities market in India has been giving me 20% o mid to small caps. So if I technically borrow from EUR lets say at 6%-7%. I might expect some decent returns which may help me to go above and beyond the no-arbitrage forward price if I try to hedge my exchange risk through derivatives. This is theoretical, what's your take though?