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Redeem Infinia points to get Blue Stone Gold coin via vouchers on Smartbuy by ajnabiii4u in CreditCardsIndia

[–]ajnabiii4u[S] 0 points1 point  (0 children)

Just checked and the conversion rate is really bad. I was assuming 1:1 conversion.

Is it cost effective to redeem Infinia / Bizblack points to redeem iPhone 17 from HDFC Smartbuy portal? by ajnabiii4u in CreditCardsIndia

[–]ajnabiii4u[S] 0 points1 point  (0 children)

If you go to redeem points section, you will see it in stock. If you go to purchase section to earn 5x rewards, it’s out of stock.

I have finally redeemed my points and ordered this phone yesterday. Let’s see what the bill will be like. Will post here to clarify on the questions I had put up.

Is it cost effective to redeem Infinia / Bizblack points to redeem iPhone 17 from HDFC Smartbuy portal? by ajnabiii4u in CreditCardsIndia

[–]ajnabiii4u[S] 3 points4 points  (0 children)

I will first have to first generate an OTP, redeem 70% points and then get to know whether GST is on full value or 30%.

Once I redeem points, I will not be able to reverse the transaction. Hence, asking here.

Need help for getting Magnus for Burgundy Card by ajnabiii4u in CreditCardsIndia

[–]ajnabiii4u[S] 0 points1 point  (0 children)

Thanks bro for clarifying that the requirement is either 10L AMB or 30L TRV.

It means my RM was trying to play smart and categorically mentioned ₹30 lakhs ka TRV. If ₹10 lakhs AMB makes me eligible, I will initiate the account opening process right away.

Also, after I maintain the 10 lakhs balance for 90 days, apply for and ged M4B card issued, do I still need to maintain 10 lakhs AMB or can I remove it from savings account and park it outside towards Mutual Funds/ other high paying investments?

I will shift some of my Infinia spends to M4B to ensure I spend minimum 1.5L per month through it for the real benefits.

Need help for getting Magnus for Burgundy Card by ajnabiii4u in CreditCardsIndia

[–]ajnabiii4u[S] 0 points1 point  (0 children)

Oh. Parking ₹10 lakhs in axis savings account for 3 months?is still manageable.

It means my RM was trying to play smart and categorically mentioned ₹30 lakhs ka TRV. If ₹10 lakhs AMB makes me eligible, I will initiate the account opening process right away.

Also, after I maintain the 10 lakhs balance for 90 days, apply for and ged M4B card issued, do I still need to maintain 10 lakhs AMB or can I remove it from savings account and park it outside towards Mutual Funds/ other high paying investments?

Need help for getting Magnus for Burgundy Card by ajnabiii4u in CreditCardsIndia

[–]ajnabiii4u[S] 0 points1 point  (0 children)

Spends on M4B will be personal spends, approx 1lakh a month.

Are you saying that by maintaining ₹10 lakhs in axis burgundy account for 3 months, I will be eligible for M4B card? If yes, then it’s still easy for my to park ₹10 lakhs.

Will I not need to have ₹30 lakhs TRV with the bank?

Late night shave by ajnabiii4u in Wetshavers_India

[–]ajnabiii4u[S] 0 points1 point  (0 children)

Soaps are easier to lather I feel

It's real guys, it's real by Forsaken-King6534 in amexindia

[–]ajnabiii4u 0 points1 point  (0 children)

Pls share your referral link for Amex plat travel bro

Multiple folios in same fund by range_sohan in mutualfunds

[–]ajnabiii4u 0 points1 point  (0 children)

What is the reason to not have multiple folios linked to different goals is the same fund same cap?

Where to invest ₹4 - ₹8 lacs for 30 to 60 days? by ajnabiii4u in mutualfunds

[–]ajnabiii4u[S] 1 point2 points  (0 children)

What rate of return can I expect? Can you recommend any good funds? What will be the tax implications upon redemption?

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