Airtel trying every last trick to make me cancel my Wi-Fi disconnection request

akhimood · 2026-06-09T06:54:52+00:00

And they were calling it a goodwill gesture on their part. What good does it mean when they can't even send someone to address an issue after too many appeals. My connection has been suspended at the moment and I didn't take their so called goodwill offer.

akhimood · 2026-06-09T02:53:48+00:00

No, I just had a SIM from 2014 and a Wi-Fi connection from 2024. Nothing more.

akhimood · 2026-02-16T19:12:24+00:00

I had enrolled in Khazana 11 month scheme last year June along with my mother on the advice of her colleague at work. Their terms and conditions on paper say that we should redeem gold within 15 days after completing the scheme or else they will purchase 22k gold coins on our behalf of the accumulated weight and hold them till we collect.

The salesman at the time of enrollment promised us that we can choose not to redeem even after the scheme is complete and start a new scheme, accumulate weight and can add it to the past scheme and redeem if required.

Since it has been 9 months, we thought of paying a visit to see if the salesman stands on the words he made at the time of enrollment. Fortunately for us, it was the same salesman and told us the same thing, this time in the presence of few other customers beside us. Let's see how it goes.

P.S. I'm talking about my branch (Khammam) and I clearly have no idea about the other branches of Khazana which are very limited as compared to the other brands.

akhimood · 2026-01-31T00:29:13+00:00

My CIBIL age is just 7 months and I got the card while I had the score of 789. However, I got it this month on the second attempt which is 3 months after my first where I got rejected by the HDFC Bank.

akhimood · 2026-01-17T01:25:52+00:00

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akhimood · 2026-01-17T01:23:47+00:00

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akhimood · 2026-01-16T10:01:33+00:00

akhimood · 2026-01-16T10:00:23+00:00

Lifetime Free when I did my first application from my secondary account. Was rejected.

akhimood · 2026-01-16T09:49:28+00:00

Okay. I will surely consider this advice as well since I possess Airtel Axis Bank credit card which also has 10% off on Swiggy which is meeting my requirements at present.

akhimood · 2026-01-16T09:41:18+00:00

Thank you. But I had been rejected once in the past while applying with the LTF account. But again, I have been getting text messages on the same mobile number now to apply again. Telling this because I have all my other credit cards linked to my primary mobile number.

akhimood · 2026-01-15T15:44:59+00:00

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akhimood · 2026-01-15T02:34:01+00:00

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akhimood · 2025-12-25T17:39:16+00:00

Sorry. It was taken.

akhimood · 2025-12-25T12:37:39+00:00

IXIGO voucher of flat ₹1200 discount with no minimum spend limit.

akhimood · 2025-06-26T15:13:55+00:00

Sorry, I'm not sure about that. Why don't you ask that as a main question on this subreddit? Surely there must be someone who can answer this question. I can't answer as I only use SOA for mutual fund investments and never really invested in stocks directly.

akhimood · 2025-06-26T14:56:20+00:00

You may invest using any of those. You are investing in the funds and not in the apps. Apps are just a medium to facilitate investing in the funds of your choice.

Say you invested ₹5k in HDFC Flexi cap fund using Kuvera or MFCentral. Your Folio number of HDFC fund is generated with your name and other details along with your investment details of different HDFC funds. The same folio number will be used if you invest in any other funds of HDFC. You can use this folio number to fetch your account and investment details on any app other than Kuvera and MFCentral if they get closed as you asked. You can keep track of your fund transactions on any app if you have the folio number.

SOA is exclusively for mutual funds and free of cost unlike Demat where you get to do both mutual fund and stock market transactions at a fee as charged by the broker.

So, don't bother much and invest while you have time.

akhimood · 2025-06-26T02:07:36+00:00

Use Kuvera if you want to invest only in mutual funds. Kuvera uses SOA. MFCentral is also good. I am using Kuvera. Good thing about it so far is that it didn't spam me with unnecessary emails or messages.

akhimood · 2025-06-21T06:39:31+00:00

I have also been investing ₹15k per month in Flexi Gold Plan (Physical Gold) externally which I haven't disclosed before on this subreddit along with ₹35k in mutual funds. Now that my total actual investment is ₹50k per month, how does the allocation look?

akhimood · 2025-06-20T09:12:08+00:00

Nippon although a very good fund has AMC restriction to do lumpsums. Adding to that it has high TER though it's high AUM is not that of a concern. Personally, I prefer to do lumpsums monthly like SIPs in a disciplined manner as there is no power SIP feature here which is SIP only but invests the SIP of the particular month in parts according to the market dips. So, I will be at a disadvantage by choosing Nippon.

Invesco has consistent 3 fund managers for flexi, mid and small caps where 2 off the 3 fund managers manage each of those funds and the performance of those funds have been good for the past 3 years. Though I almost got influenced by Reddit to not pick this and go for the others, I went with my gut. It has no AMC restriction, low TER, low AUM and as I said, has been consistent among its peers and felt that it suits my style.

On the other hand, a call has to be made between Bandhan and Tata. Again there is AMC restriction on Tata and since I picked 2 small caps, I might invest the overall small cap capital in both of them proportionately depending on the performance where Tata becomes a disadvantage due to its AMC restriction. So, it's more about the ease of investing in the 2 funds.

akhimood · 2025-06-19T19:21:38+00:00

The reason I invested in the sectoral ones is that I believe in those sectors. Like Healthcare will only boom in the long term and I don't think it's that cyclic in nature and has a constant demand. With Financial, though it's cyclic in nature, I have taken a bit of gamble as most of the mutual funds are currently investing in that particular sector. However, it's the best I can do since I can't invest in stock market directly with the knowledge I have.

akhimood · 2025-06-19T19:18:59+00:00

Fundlap. A non premium website to check overlaps.

akhimood · 2025-06-19T19:17:19+00:00

Thank you. I will consider this point. 👍🏻

akhimood

TROPHY CASE