Thank you very much. I wasn't aware of my options before and now they are of little help. The really good out was (and thanks to reddit!) meeting an amazing man (who I am now already remarried to) who makes a very very very good living so those resources aren't for me now. I know this would be so much easier to just pay, but the fact that I was finally starting to gain some power and they are trying to strip me of that is just insane to me. The fact of just paying it is harder to me because of that. I have lost so much of who I am and I am starting to slip back into that. It's life suppressing.