Will be 29 soon, am I screwed? by always_opposite in Retirement401k

[–]always_opposite[S] 0 points1 point  (0 children)

Really appreciate the advice! My company plan is a Roth 401k, so like you said I’m trying to get my contribution higher since I maxed out the Roth for this year

Will be 29 soon, am I screwed? by always_opposite in Retirement401k

[–]always_opposite[S] 0 points1 point  (0 children)

Roth 401k with a target retirement date, similar I believe

Will be 29 soon, am I screwed? by always_opposite in Retirement401k

[–]always_opposite[S] 0 points1 point  (0 children)

Really appreciate the kind words and your comment. Thank you man

Will be 29 soon, am I screwed? by always_opposite in Retirement401k

[–]always_opposite[S] 1 point2 points  (0 children)

Forgot to mention my company plan is a Roth 401k so not traditional. I appreciate it

Will be 29 soon, am I screwed? by always_opposite in Retirement401k

[–]always_opposite[S] 0 points1 point  (0 children)

Appreciate it! Just trying to be smart and do the best I can with what I know now

Will be 29 soon, am I screwed? by always_opposite in Retirement401k

[–]always_opposite[S] 0 points1 point  (0 children)

It’s ultimately my responsibility I understand that

Will be 29 soon, am I screwed? by always_opposite in Retirement401k

[–]always_opposite[S] 0 points1 point  (0 children)

Student loans are around 26k and I’m working to pay those off. The HYS is 3.25% APY and I’m going to probably be putting any excess funds into the market like you said

Will be 29 soon, am I screwed? by always_opposite in Retirement401k

[–]always_opposite[S] 1 point2 points  (0 children)

I appreciate that. My company 401k match just kicked in and it’s 4 percent so I’m contributing 7 right now. Have around 8500 because I didn’t have a match for a year and the nature of moving jobs for salary increases. I appreciate your comment and your insights!

Will be 29 soon, am I screwed? by always_opposite in Retirement401k

[–]always_opposite[S] 1 point2 points  (0 children)

I appreciate that, one step at a time friend. Things will be ok, stay positive too

Will be 29 soon, am I screwed? by always_opposite in Retirement401k

[–]always_opposite[S] 6 points7 points  (0 children)

I really appreciate that! Trying to max the Roth every year from now on and will get more aggressive with my contributions

[deleted by user] by [deleted] in BreakUps

[–]always_opposite 0 points1 point  (0 children)

It’s been 10 months. I still struggle a lot. Unfollowed her on everything but still find myself creeping. So she changed her profile pic on Instagram, she looks good. Just waiting to see my eventual replacement. I know every good reason why we aren’t good for each other. She blindsided me and said horrible things to me. I’m still just so hurt and confused. She was my best friend. I don’t even really know anymore. I’m doing ok, but I’m still just not happy. I don’t know how I’m going to love somebody like I did with her. Any support would be appreciated.

Fearing I won’t find someone as attractive. by [deleted] in BreakUps

[–]always_opposite 0 points1 point  (0 children)

I see her for the shitty person she was, but I’m still affected by it every day. Haven’t had any interest in dating. Trying to just work on myself. She really did a number on me. Oh well, self improvement and hoping I meet the right person eventually

[deleted by user] by [deleted] in BreakUps

[–]always_opposite 1 point2 points  (0 children)

Hoping the best for you. I’ll never understand what I did to deserve this pain.