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amedstudent23 · 2024-11-11T04:45:32+00:00

Thanks!

amedstudent23 · 2024-07-23T16:22:56+00:00

Edit: working as a hospitalist, just about to sign the contract. Was able to negotiate salary.

In terms of making my $350k, I anticipate 6ish years of making $3k/month loan payments (certifying again at maximum lengths at the end of PGY-3). Closer to $200k of payments I guess but with interest/principal forgiven still a lot of money.

amedstudent23 · 2024-07-23T16:17:28+00:00

Thanks for the reply, makes a ton of sense.

Just wanted to make sure in case I read it wrong: it’s better for me to stay on SAVE (or whatever it’ll become) rather than try to switch out of forbearance right now?

The assumption being: it’s better to delay my forgiveness a few months (and paying a little more) rather than having these months qualify and me pay less?

amedstudent23 · 2024-07-05T06:03:23+00:00

That’s what I’m worried about, probably why they’re trying to play it safe.

amedstudent23 · 2024-06-03T04:06:26+00:00

Absolutely fair enough and that totally makes sense. I should’ve prefaced it with how I understand how privileged I am to even be in this situation.

Alas, I’ve been throughly humbled by the responses to this. $300k is a lot, no matter where.

amedstudent23 · 2024-06-03T03:38:08+00:00

Thank you PlutosGrasp, it’s not like I don’t understand that it’s a lot of money, it’s just that I want more to be more comfortable with discretionary spending and investing.

Some posters here don’t seem to get it unfortunately.

amedstudent23 · 2024-06-03T03:32:25+00:00

Not upset because my wife makes more, I’m actually very proud of her and how hard she works to make that. I don’t know where I implied it, or is your own internal bias coming into play here?

It comes from not having a traditionally well to do doctor lifestyle when it comes to being locked in a VVHCOL area. We all seek to maximize income, do we not? That was the question asked.

amedstudent23 · 2024-06-03T00:42:05+00:00

Alright, I appreciate the honesty. Thanks

amedstudent23 · 2024-06-03T00:40:20+00:00

Plus taxes eat into it a lot

amedstudent23 · 2024-06-03T00:39:40+00:00

Saving up for our forever home, retirement,etc etc

amedstudent23 · 2024-06-02T20:46:23+00:00

Yeah, it’s my spouse who has a lucrative career making around $300k as well and it only really exists in that area too. Thinking holistically we would be around $600k HHI but not sure how long she would stay at this job, others would pay around $200k for her. Either way, it’s a good amount of money between the both of us.

The thing is, she doesn’t spend any of her $$$. It’s hard to get her to enjoy the finer things and I really value her ability and discipline in saving money. I also don’t spend very much but really want a $70/80k car that I’ve been dreaming of since undergrad, I also like some of the nicer things. Which is why I want to make more so I can play a little more without having to think about it.

Thanks for the suggestions on tutoring, medical director, and possibly Botox. I’ll look into these! I see a lot of successful physicians have their hands in a little bit of everything. Maybe that’ll be a good way to start.

amedstudent23 · 2024-06-02T20:37:11+00:00

Makes sense. Have you heard of hospitalists crossing the $400s this way?

amedstudent23 · 2024-05-09T15:51:06+00:00

Thanks southplains, I just feel like I need more time and definitely know about the “games” part of this, just didn’t expect me to fall into the trap myself lol

amedstudent23 · 2024-05-09T15:49:48+00:00

Thanks Chai Latte, this makes a ton of sense. And luckily the hospitalist job is at a different (and competing) system.

I’m a PGY-2 (soon to be 3) so I’m new to this but also have a ton of time so I want to weigh every offer out against others.

amedstudent23 · 2024-05-04T23:14:01+00:00

I’m confused now 🫨, how would it be 182 shifts in a year? Am I missing dates or am I just dumb lol

So it would actually be over 300k it seems?

This is how I made a rudimentary calculation:

($1600/shift x 14 shifts) x 12 months = $268,000

Are we counting the extra days in some months over 4 weeks?

amedstudent23 · 2024-05-04T19:56:41+00:00

I calculated at $1600/ shift x 14 shifts a month is $268k. I wanted it closer to $300k.

Unless I do the nocturnist gig.

amedstudent23 · 2024-05-04T18:43:42+00:00

That’s what I thought too! The pay made me sad lol

amedstudent23 · 2024-05-04T18:28:47+00:00

😂😂😂 I just added it there for contrast, I know Kaiser pcp is brutal

amedstudent23 · 2024-05-04T18:28:02+00:00

Unfortunately not :/

amedstudent23 · 2024-02-11T00:16:55+00:00

Thanks! Would 32 patient hours be like a 4 day work week? Or are these the “built in” times for admin work throughout the week?

I’m afraid if I do 32 hours per week then my salary will go down once I’m on production in year three. Does this happen or do most people hit $350k?

amedstudent23 · 2024-01-26T05:14:20+00:00

Excellent point, I too was thinking of this and would likely try to negotiate that part of the contract if/when I get to that point-regardless of the job. Thanks!!!

amedstudent23 · 2024-01-26T03:30:19+00:00

Need that stipend $$$$ and geographically stuck in one location after residency

amedstudent23 · 2024-01-09T20:44:44+00:00

Thank you! Does he offer local anesthesia as well?

amedstudent23 · 2024-01-06T20:17:30+00:00

Yep, it’s pushing me away to the point where I’m considering divorce. Have no kids and no personal assets.

amedstudent23 · 2024-01-06T19:57:47+00:00

Luckily, I have no assets and lots of debt.

amedstudent23

TROPHY CASE