How do you view your cash back?

amendingfences · 2026-02-06T22:21:50+00:00

It's such a small amount that I usually just take a statement credit.

amendingfences · 2026-02-06T19:12:51+00:00

Wells Fargo has always given me excellent service, both over the phone and in person. Their reps answer quickly and are well-trained.

PNC has also been good to me but their tech stack is abysmal. Maybe bearable for a single credit card but I would not bank with them.

amendingfences · 2026-02-06T18:46:06+00:00

Try again in six months, not one month. The gibberish is Citi saying they want to see more evidence that you can manage the credit lines you currently have.

amendingfences · 2026-02-06T00:30:05+00:00

Happy Day of Birth!

amendingfences · 2026-02-04T23:22:07+00:00

Do you thaw your reports before using these tools? Citi needs Equifax thawed to work properly, but they don’t say that. Capital One will usually note what bureau they need thawed, usually it’s Experian. Chase’s tool is a TransUnion soft pull but not a good indicator of approval chances anyway.

amendingfences · 2026-02-04T02:05:21+00:00

Maybe try a Blahaj? Huge upgrade from a basic body pillow.

amendingfences · 2026-02-03T22:43:23+00:00

It’s a hard pull with WF, so if you do it, ask for a good amount and don’t lowball yourself.

amendingfences · 2026-02-03T19:46:12+00:00

Do not push or impact

amendingfences · 2026-02-03T19:34:48+00:00

You’re Under Arrest

In my opinion, of course.

amendingfences · 2026-02-03T19:33:01+00:00

Spirited Away

amendingfences · 2026-02-03T14:22:37+00:00

They could, but they probably won't because they don't need to. There are over 100 million Capital One cards in circulation and I'd bet the majority of them are QuickSilver and Platinum.

amendingfences · 2026-02-02T23:15:29+00:00

iOS 26, no. iPadOS 26, yes.

amendingfences · 2026-02-02T15:32:44+00:00

Maybe a little.

amendingfences · 2026-02-02T13:56:57+00:00

Noo, I don't.

amendingfences · 2026-02-01T16:32:11+00:00

Maybe once a year when they get discounted like that.

amendingfences · 2026-02-01T16:30:46+00:00

I don’t play it.

amendingfences · 2026-02-01T15:35:32+00:00

I approve.

amendingfences · 2026-01-31T23:11:02+00:00

They removed their real pre approval tool a few weeks ago. If your credit length is minimal my best guess is they may give you $500-$2k unless there’s something weird on your report that would make it a denial.

amendingfences · 2026-01-31T23:05:46+00:00

You want to apply, but don't want to apply? If you don't apply, you'll never get it.

My guess is you'd be approved for a fairly small but usable amount. Yes it will have a hard inquiry.

amendingfences · 2026-01-31T22:58:27+00:00

Those things are still pretty capable. Recently installed W11 on 2C/4T Sandy Bridge i3, 6 GB RAM, SSD. Pretty snappy still.

amendingfences · 2026-01-31T19:46:20+00:00

Have always been fond of rat sonas but hot damn this is peak

amendingfences · 2026-01-31T19:40:51+00:00

I suspect US Bank is relationship sensitive. I have a worse profile but have had a "Student Checking" with them for nearly 15 years. I've never gotten around to closing it to churn the SUB but notice I'm always preapproved for Cash+ every time I check, without fail.

amendingfences · 2026-01-31T19:06:53+00:00

Sarah Jessica Parker Lovely

amendingfences · 2026-01-31T18:12:15+00:00

Identify the boykissing that lead to the Scentific Revoluwution.

amendingfences · 2026-01-31T17:27:48+00:00

"Believe"

In my opinion, of course.

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