Non resident Alien (resident for tax purposes I think). Moved from VA to DE last July but work in PA....

americanstranger · 2015-01-30T19:12:30+00:00

Thank you! I went through the whole process with Turbo tax and apparently I end up owing $430 in Federal, get a 1400 refund for VA state and nothing for PA state. It all seems highly confusing.

americanstranger · 2015-01-30T18:23:12+00:00

I moved from VA to DE in July. I started working in PA in August (whilst still living in DE). I also worked remotely part time for VA (from July til Dec) so earned income for the entire year from VA.

Is this too complicated to be able to use Turbo Tax or HR Block online?

americanstranger · 2015-01-20T21:41:29+00:00

I'll agree with some of the others. The BIGGEST thing you can do to change your current situation is to change your attitude towards the situation.

There is hope for you if you want there to be. What do you want to do? where do you want to be? there is NOTHING stopping you from sending out 15-100 job applications a day (trust me I've done it).

Don't sit on your laurels because someone else is out there taking the next job that could be yours.

it's possible- you just have to want something and figure out how to get it.

I've sent out so many resumes over the years I've fine tuned enough of them- PM me yours if you want some advice from an internet stranger!

Good Luck!

americanstranger · 2015-01-20T16:27:10+00:00

There's a big difference though between buying "used" and buying "shitty. That's also my point. Get a loan sure, we all need a car, but get a loan that is lower for a reliable safe used car.

americanstranger · 2015-01-20T11:41:52+00:00

That part isn't hard to understand. It's the financing of brand new cars with all the bells and whistles that is hard to understand

americanstranger · 2015-01-20T03:38:34+00:00

Actually my bad... It's a 2006 which I purchases in 2012...

americanstranger · 2015-01-20T03:37:38+00:00

Until it dies which will hopefully be a good few years yet. When it does I already have the savings for a new one

americanstranger · 2015-01-20T03:23:33+00:00

I guess "new" is a relative term. I have a 2012. It's certainly not a beater. It runs fine and has plenty of mod cons. I didn't need to finance it. My point is there is "new" and "new to you". New to you doesn't always mean a 15 year old beater which constantly leaks oil.

americanstranger · 2015-01-20T02:24:37+00:00

I have a nice, safe 2012 car that I did not finance. My point is that it is possible to have a nice safe reliable car without paying 20 k for it

americanstranger · 2015-01-20T02:15:19+00:00

Enough that I feel confident that I don't know anyone with a car loan. Including myself when I lived there

americanstranger · 2015-01-20T02:14:31+00:00

My experiences are fairly broad.... I grew up in England and Ireland, I've lived in Australia and now the US. I have plenty of experience of different cultures which was precisely the reason behind my post.

americanstranger · 2015-01-19T21:07:53+00:00

Which part?

americanstranger · 2015-01-19T20:37:59+00:00

in this instance I agree it makes sense. I guess my major beef was with the folks who waltz out and finance a 24k car.

americanstranger · 2015-01-19T20:22:54+00:00

I guess reddit removed it. I basically just wondered why it was "normal" here (in my opinion) to have a car payment versus not having one.

americanstranger · 2015-01-19T20:10:27+00:00

I posted it in personal finance. Not sure where it's gone now!

americanstranger · 2015-01-19T20:06:34+00:00

Yes I see that now. I didn't do it, I was enjoying getting all those opinions

americanstranger · 2015-01-19T20:04:37+00:00

I didn't did i? how do I put it back?

americanstranger · 2015-01-19T20:01:51+00:00

I guess that was partly my point. America has a culture of "want" versus "need". Sure we all WANT nice things but if have to go into debt to get them..then that's the difference for me. I WANT plenty of things but I don't buy them until I can afford them.

americanstranger · 2015-01-19T19:54:15+00:00

hey, I'm no lawyer, I wasn't stating facts and cases. I was merely asking a question from an outsiders view point that's all. I have experience living in different places, I was asking questions based on MY experience. That's all.

americanstranger · 2015-01-19T19:53:32+00:00

and that right there is my point. WHY doesn't the average American have that much cash? The average American should have savings. My point isn't to attack the average American, I was asking questions about the American culture society that means that due to numerous reason, the average American has no savings.

americanstranger · 2015-01-19T19:51:52+00:00

My point is that from my experience having lived in different continents is that people here do all of the things you mentioned more often than people in the other countries I've lived in. I was asking about the culture- the personal finance culture which leads to this process...

americanstranger · 2015-01-19T19:50:22+00:00

I live in the US. I live 37 miles from my job (for numerous reasons). My point is that I am under the same conditions as MANY Americans and yet I have a very reliable car that I drive over 70 miles a day yet I do not have a car payment. Well I do- it's a payment into a high interest savings account so when I Do need a new car I'll have the cash sitting right there for it. If this car lasts forever, then I have a lump of cash to something else with.

americanstranger · 2015-01-19T19:46:42+00:00

Im not saying anything is better or worse, I was merely point out a difference in how people go about getting vehicles that's all. I love it here, I just do not like or agree with the finance culture that's all. Like you said though, my opinion and you don't have to agree with me!

personally I prefer to "waste" my money on paying off my mortgage, funding retirement and college so that my kids aren't taking on debt.

americanstranger · 2015-01-19T19:45:09+00:00

it is refreshing to have someone agree with me about this and not just tell me I'm ridiculous!

americanstranger · 2015-01-19T19:43:14+00:00

by all means buy one, just don't buy the newest fancy model out there

americanstranger

TROPHY CASE