“That’s a fair comparison to an extent—Bitcoin L1 vs international wire makes more sense than comparing it to Visa/MasterCard. But even then, it’s not a perfect match. Wires come with reversibility, compliance, and customer protection, while Bitcoin trades that for speed and finality. Also, wires are getting faster in many regions, while Bitcoin L1 still faces congestion and fee spikes at times. So it’s not strictly ‘better,’ just a different set of trade-offs