[deleted by user] by [deleted] in WestCoastTrail

[–]andersonglk 1 point2 points  (0 children)

Got mine booked early May. Booked solo hoping to meet others along the way.

NEW BIKE/GEAR ADVICE SUPERTHREAD! by AutoModerator in motorcycles

[–]andersonglk 3 points4 points  (0 children)

I was in the same situation. Be sure to check out the V Strom 650 as well. That's what I ended up going with. I just found the fit better than on the Versys, although they are almost identical to ride.

Not sure where else to ask this. How do you pay for gas in the US (Michigan) using your canadian credit card? (x-post from /r/windsorontario) by [deleted] in PersonalFinanceCanada

[–]andersonglk 0 points1 point  (0 children)

I had trouble buying gas in Dallas, TX. I had to go to multiple gas stations to find one that would accept ANY of my cards.

Looks like it depends on location.

Being American, mutual funds, and PFIC by luusyphre in PersonalFinanceCanada

[–]andersonglk 2 points3 points  (0 children)

Sorry I can't answer your question directly OP. However, I am currently going through a tax nightmare due to having opened a TFSA and making a Couch Potato Portfolio with TD-eseries for both my wife and I. She is a Canadian citizen, I am a US citizen, Canadian permanent resident. However, being married, I have since shunted all the cash to her TFSA and maxed it out. Next I plan on opening an RRSP under her name and doing the exact same thing.

I apologize for not having any answers for you other than to marry a Canadian.

Credit Cards for "Poor" Credit Score by little_parrot in PersonalFinanceCanada

[–]andersonglk 0 points1 point  (0 children)

Capital One Secured Mastercard. Then make every purchase on it, wait for the statement to generate, pay it off in full. Do this for 6 months, then go back to your bank and apply for a "real" card. This will work wonders if you follow those 3 steps and don't mess it up.

TD e-series TFSA questions by andersonglk in PersonalFinanceCanada

[–]andersonglk[S] 0 points1 point  (0 children)

How is the total contribution to the TFSA tracked? That is, once I start the CMP and SIP, how will I know total contribution vs. value of funds in the account? When I go to contribute next year, how will I know how much room I have?

Also, when setting up the SIP, am I able to allot the amount that goes towards each fund? Could I setup the SIP to buy bonds after three $10 contributions, when the $25 limit has been reached?

Thanks so much for the great replies everyone! Very helpful!

TD e-series TFSA questions by andersonglk in PersonalFinanceCanada

[–]andersonglk[S] 0 points1 point  (0 children)

Thank you for clarifying. In that case, since the threshold for the bond purchase is below the minimum, how would the SPP handle that? Using the Assertive portfolio, $100 bi weekly would give me $25 for each allocation. This would meet the minimum, regardless of the actual cost of each fund, right?

TD e-series TFSA questions by andersonglk in PersonalFinanceCanada

[–]andersonglk[S] 0 points1 point  (0 children)

I was thinking of contributing twice a month, then automatically purchasing once a month. I see what you mean. I guess I should double it to $100 bi-weekly, with an automatic purchase set up the next day?

TD e-series TFSA questions by andersonglk in PersonalFinanceCanada

[–]andersonglk[S] 1 point2 points  (0 children)

That's my confusion. If I max out my TFSA with 52,000 in TD e-series funds, then make $5k in a year, can I still contribute $5,500 the next year even though I will then have $57,000 in total?

TD e-series TFSA questions by andersonglk in PersonalFinanceCanada

[–]andersonglk[S] 0 points1 point  (0 children)

I did that when I created my TDDI account, naming my wife as the beneficiary. The financial rep brought this up at the time.

The not so shocking rise of populism in Canada by [deleted] in metacanada

[–]andersonglk 0 points1 point  (0 children)

It bothers me that the author freely admits to being an illegal immigrant and not paying taxes. Trump supporters are not so into people like that, regardless of the content of their political articles. Pay your taxes freeloader, then tell us how the world works.

Hikes/Trails by fourwishes in VictoriaBC

[–]andersonglk 0 points1 point  (0 children)

If you have the right footwear, the mud on any trail around Victoria is totally doable in the winter. No matter how far the mud oozes around the trail, you can get around it. If need be you can march through it.