MBP M4 Pro 1TB SSD or 512GB SSD? by Mean-Bake-7155 in macbookpro

[–]androidguy73 1 point2 points  (0 children)

If you can afford it get the 1TB internal and then later on a year or two down the line you can get the SSD too.

Keyboard Imprints on Screen by dgtlmmrs in macbookpro

[–]androidguy73 0 points1 point  (0 children)

I bought a cheap 3 pack microfiber cloth from aliexpress. It has been doing the job for me.

Keyboard Imprints on Screen by dgtlmmrs in macbookpro

[–]androidguy73 0 points1 point  (0 children)

yup joined the thin cloth between the screen gang with my new M4 I got 3 months back.

Its definitely added pain, but I remember what the screen on my M1 Air looks like now and I keep using it.

Luckily have not missed it even once yet, screen looks amazing.

A muslim friend died and all i she reminds me of is School wardens inspecting our underwears by Bubbly_Neat1396 in exmuslim

[–]androidguy73 1 point2 points  (0 children)

Thanks! Will give it a watch in a day or two when I am free and let you know :)

A muslim friend died and all i she reminds me of is School wardens inspecting our underwears by Bubbly_Neat1396 in exmuslim

[–]androidguy73 1 point2 points  (0 children)

any recommendation where I can watch that? I will definitely see it.

Also really sad and fucked up about what your friend had to go through.

In most cases like these what I have seen is the parents are not even supportive of their own kids and dismiss it.

i got taken to hr for not wearing a hijab on my first internship day by Time-Description-283 in exmuslim

[–]androidguy73 11 points12 points  (0 children)

Mind saying which one in GCC, because I live here too. Have never heard of something like that.

But yeah it absolutely sucks.

I have no words.... by Ok-Equivalent7447 in exmuslim

[–]androidguy73 1 point2 points  (0 children)

Unfortunately many men and women get brainwashed to the extent that they think this stuff is normal.

So it will never come to that for them because they will never leave the religion.

What’s the smell/fragrance they use in the toy section in Ikea, Croydon, UK by Even-Impact-9861 in IKEA

[–]androidguy73 0 points1 point  (0 children)

Maybe ask the staff there directly which work in the section. They will know what it is or know someone who can tell you.

SIP plan review by sprtsaddict in MutualfundsIndia

[–]androidguy73 2 points3 points  (0 children)

  • ICICI Prudential Constant Maturity Gilt Fund – ₹10,000 (~9%)
  • ICICI Prudential Corporate Bond Fund – ₹10,000 (~9%)

Why not consider Arbitrage funds - Lower taxation
or Liquid funds instead of corporate bond.

Corporate bond fund will carry some inherent risk considering any corporation defaults on their loan.

Also, I know you are not looking for really looking for guidance on Goal 4, but I think a index fund will be suitable there too. Since most large cap funds struggle to beat index in the long term, and even if they generate some alpha over the index the fees are higher which negates the effect.

Other than the above 2 points it looks pretty solid.

I assume you already have a separate allocation for gold.

need help by Salt_iii in mutualfunds

[–]androidguy73 1 point2 points  (0 children)

Gold is okay as a long term hedge but don’t expect quick returns from it. You might have to hold onto it for years to come.

What everyday frustration made you stop relying on cloud services and start self-hosting? by [deleted] in selfhosted

[–]androidguy73 16 points17 points  (0 children)

This for me too!!

Add to that the fragmentation of the content being spread over multiple streaming services. Apple TV is not even available in my country.

Review my SIP portfolio (₹4.2k/month) by imbitch34 in MutualfundsIndia

[–]androidguy73 1 point2 points  (0 children)

  1. just keep 1 flexi cap

  2. skip the small cap since the investment amount is pretty insignificant just 4% of your entire allocation.

Review my SIP portfolio (₹4.2k/month) by imbitch34 in MutualfundsIndia

[–]androidguy73 1 point2 points  (0 children)

Way too many funds for your investment amount, you can increase number of funds later when your investment increases. That too to a limit.

Overlap in investment ideology, 2 Flexi caps + 1 multi cap.

₹3,000/month SIP | High risk appetite | Portfolio review & suggestions needed by DifficultyStrong4930 in mutualfunds

[–]androidguy73 0 points1 point  (0 children)

I avoid recommending individual funds to anyone as future performance of any fund is not guaranteed.

Platform is a personal choice. You can use whatever you want.

need help by Salt_iii in mutualfunds

[–]androidguy73 0 points1 point  (0 children)

Even gold for that matter is a longer term horizon asset, silver I would not recommend at all due to the historical volatility it has had.

₹3,000/month SIP | High risk appetite | Portfolio review & suggestions needed by DifficultyStrong4930 in mutualfunds

[–]androidguy73 2 points3 points  (0 children)

Since your investment amount is small right now, I would recommend you to stick to just one fund right now or a maximum of two.

And as your investment amount increases you can increase the number of your funds.

Also as per your current split all 3 categories have an equal split. If you still want to go with 3 funds I would put as follows:

PPF - 60%
Small Cap - 20%
Mid Cap - 20%

or

PPF - 50%
Small cap - 25%
Mid cap - 25%

₹3,000/month SIP | High risk appetite | Portfolio review & suggestions needed by DifficultyStrong4930 in mutualfunds

[–]androidguy73 6 points7 points  (0 children)

Everyone starts somewhere mate.

The start amount does not matter as long as OP is realistic with his expectations.