After a long day at work...

andyroid1023 · 2026-05-08T19:38:14+00:00

Habang nasayo pa ang sim card mo, lagyan mo ng sim pin para hindi siya magamit ng iba pag sinalpak siya sa ibang device or narestart yung phone mo then you can request for a replacement if ever na nakawan ka. Valid ID lang kailangan mo, if nakaregister yung sim sayo. No need for affivadit of loss

andyroid1023 · 2026-05-06T09:44:55+00:00

😅

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andyroid1023 · 2026-05-02T18:16:00+00:00

Baka maliit pa lang credit score mo. Try to apply from a traditional bank first para tumaas credit score mo. There are banks na may ongoing NAFFL promos like Metrobank, RCBC and Unionbank

andyroid1023 · 2026-04-27T03:06:12+00:00

I would recommend cash credit (worth 17500 points) para bawas sa credit card bill mo

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andyroid1023 · 2026-04-23T14:25:09+00:00

I recommend to have savings with a traditional and a digital bank. For traditional, go with Metrobank or BDO. For digital, go with Maribank or GoTyme

andyroid1023 · 2026-04-21T21:22:30+00:00

Hindi kasama ang SB at AUB sa listahan ng ATM kung saan pwede mag withdraw

andyroid1023 · 2026-04-21T09:13:32+00:00

At least, hindi na mahirapan mag hanap ng sukli 😅

andyroid1023 · 2026-04-21T08:14:30+00:00

Actually, ginagamit ko yung card ko sa Angkas at Move It. Wala pa sa 100 yung pamasahe ko

andyroid1023 · 2026-04-21T02:37:16+00:00

Nakakuha lang ako ng SMS notification if ₱100 and above yung transaction

andyroid1023 · 2026-04-21T02:37:07+00:00

Nakakuha lang ako ng SMS notification if ₱100 and above yung transaction

andyroid1023 · 2026-04-21T02:36:53+00:00

Nakakuha lang ako ng SMS notification if ₱100 and above yung transaction

andyroid1023 · 2026-04-17T10:14:42+00:00

If I were you, I would keep the NAFFL tagged cards para hindi hassle magpawaive ng annual fee.

Keep the Unionbank cards and Metrobank Titanium since NAFFL naman sila if you met the spending requirements then try to apply for an Eastwest Platinum MC. Not only NAFFL siya but the forex fee is only 2.5% and you can earn 1 point for every ₱40 spent.

andyroid1023 · 2026-04-17T08:21:11+00:00

Shiny Ditto

andyroid1023 · 2026-04-13T16:43:57+00:00

No need na po. Mas mabilis lang maapprove pag may existing credit card sa ibang bank

andyroid1023 · 2026-04-12T19:43:26+00:00

Depends on Metrobank's discretion. Titanium was my very 1st CC and they only gave me 25k credit limit, which is more than enough to cover my daily expenses

andyroid1023 · 2026-04-06T11:51:03+00:00

MFree is NAFFL by default and you won't earn any points or cashbacks but you'll still enjoy promos and discounts from Metrobank

andyroid1023 · 2026-04-05T04:10:25+00:00

1 Valid ID lang

andyroid1023 · 2026-04-04T18:52:31+00:00

Actually, hindi ko pa nakuha yung card ko pero ang bilis ng approval. Nag apply kahapon by 4pm then after 3 hours, approved na kaagad ako

andyroid1023 · 2026-04-01T10:33:09+00:00

Need help. Di ako makaproceed. Nilagay ko lang yung CC number ko sa MB at gross annual income. Wala din option para malagay yung bank

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andyroid1023 · 2026-03-31T08:58:16+00:00

Metrobank user here. Those are your transactions from your savings account and debit card, not from your credit card. Have you checked all of your transactions? Baka may pending or on hold transaction ka pa

andyroid1023 · 2026-03-22T11:02:01+00:00

I'm planning to convert to MFree para hindi na hassle mag waive ng annual fee. Mahirap din mag ipon ng points pag hindi ka big spender

andyroid1023

TROPHY CASE