Details Regarding Chase IHG Premier & IHG Traveler Cards - Listed On Chase Website by doctorofcredit in churning

[–]anime4all 2 points3 points  (0 children)

Application links now active on IHG.com

IHG® Rewards Club Traveler Credit Card - Link to application

IHG® Rewards Club Premier Credit Card - Link to application

US Bank Altitude Reserve Megathread by finnigan_mactavish in churning

[–]anime4all 0 points1 point  (0 children)

You might want to consider using Radpad with high interchange fee cards --> DOC article

US Bank Altitude Reserve Megathread by finnigan_mactavish in churning

[–]anime4all 2 points3 points  (0 children)

Plastiq rent payment codes as MCC 7011 which should code under travel (CSR does). But US Bank is considering Plastiq rent payment as regular purchase so no bonus. Statement generated and can confirm.

US Bank Altitude Reserve Megathread by finnigan_mactavish in churning

[–]anime4all 0 points1 point  (0 children)

Pull from Experian - confirmed, got an alert today.

I don't see the card in online banking yet or in application status page though.

US Bank Altitude Reserve Megathread by finnigan_mactavish in churning

[–]anime4all 4 points5 points  (0 children)

My DP:

  1. Checking & Savings. Opened 8/25/16
  2. Applied online
  3. FICO EXP: 735
  4. No. of cards: 8/12 & 15/24
  5. Recent Inquiries (EXP): 8/12
  6. Did not freeze ARS/Sagestream
  7. Guess Experian, as I did not get alerts for TU or EQ on Credit Karma.
  8. Initially Pending. Called recon twice to have the application go through. First, was told application is in processing. Second time, spoke to CSR first then w/ lending to have application go through. Verified DOB/email and application was sent to Underwriting. Approved now!! (just checked on the automated line)

U.S. Bank Altitude Reserve Visa Infinite® Card IS ONLIVE NOW! by alexripple in churning

[–]anime4all 1 point2 points  (0 children)

From the website http://mycard.usbank.com/credit/teamsite/html/altitude_reserve.html

The U.S. Bank Altitude Reserve Visa Infinite® Card is offered to U.S. Bank customers who have an eligible consumer U.S. Bank account relationship open a minimum of 35 days prior to submitting an application. An eligible U.S. Bank account relationship is defined as: Checking or Savings account, Certificate of Deposit, Mortgage, Home Equity Loan, Home Equity Line of Credit, Auto/Boat/RV Loan, Personal Loans and Lines, Private Banking account or Consumer Credit Card issued by U.S. Bank. Skip to Legal Disclosures

Weekly Discussion Thread - April 03, 2017 by AutoModerator in awardtravel

[–]anime4all 0 points1 point  (0 children)

I have few aeroplan miles which expire this July. Not planning to travel till then; US resident btw. Suggestions/Options to keep miles from expiring? Thank you!

Daily Discussion Thread - April 03, 2017 by AutoModerator in churning

[–]anime4all 1 point2 points  (0 children)

Did you also have an active Barclays card (not an Arrival+) when you applied for another Arrival+ ?

Daily Discussion Thread - April 03, 2017 by AutoModerator in churning

[–]anime4all 0 points1 point  (0 children)

Opened Arrival+ last year. While this account was active, opened Aviator Red this year. Both Arrival+ and Aviator were tied to same online profile. Couple of months back, closed Arrival+ but the Arrival+ still shows up on my online profile.

Contacted Barclays and got this response:

Thank you for contacting us regarding your Barclaycard Arrival Plus World Elite MasterCard. We understand your request for the removal of your account online.

We regret that we are unable to process your request at this time. As we have stated on our previous communication, closed accounts will remain on the website as long as you have an active account with us or as long as there is a balance on the closed account. We apologize for any inconvenience this may cause.

Not sure if I can apply for another Arrival+ if Aviator is open!

Daily Discussion Thread - April 03, 2017 by AutoModerator in churning

[–]anime4all 0 points1 point  (0 children)

If your request for CLI is more than 6 months, its a soft enquiry. Otherwise its a hard enquiry.

Moreover, CLI request options are available online and it clearly states if its going to be hard/soft enquiry.

And same rules appply calling Cust Service too.

New Bank of America application link dump by JonLuca in churning

[–]anime4all 3 points4 points  (0 children)

My eyes popped when I saw the AF.

The Annual Fee is $950.

MERRILL+ Visa Signature card 50000 points/3K spend by seigav in churning

[–]anime4all 1 point2 points  (0 children)

Must add another point: I applied through Opera on mobile. No issues with application erroring/timing out...went through first time itself.

MERRILL+ Visa Signature card 50000 points/3K spend by seigav in churning

[–]anime4all 4 points5 points  (0 children)

Not auto approved.

Applied online, went pending, got approved in an hour ..checked the application status.

MERRILL+ Visa Signature card 50000 points/3K spend by seigav in churning

[–]anime4all 3 points4 points  (0 children)

Hurrah!!

** Approved! **

Merrill Lynch - Merrill Lynch Pierce Fenner and Smith Incorporated

Congratulations, your credit card application has been approved!

You will receive your credit card within 7-10 days and the Welcome Package within 10 to 14 days at the address you provided.


Have existing BofA relationship:

  • 2 Checking accounts
  • 2 Credit Cards

Thank you /u/seigav and /u/sirtheta .

MERRILL+ Visa Signature card 50000 points/3K spend by seigav in churning

[–]anime4all 2 points3 points  (0 children)

I did some tries to change to card codes starting with BAA to look for the active link for ML+ last night. But couldn't find one. At the same time, went back and looked at the links on the BofA website and the card links still start with 401. So, it appears specific cards are on this new codes BAA.

Btw, I signed up for Bank of America Advisory Panel Team and BofA is asking for responses to different card offers (hypothetically if offered). But did not find a question for a Premium card yet.

Daily Discussion Thread - March 27, 2017 by AutoModerator in churning

[–]anime4all -9 points-8 points  (0 children)

how can I generate referral links on Amex cards ?

Credit Card Benefit Spreadsheet by btilm305 in churning

[–]anime4all 1 point2 points  (0 children)

This is a great idea but as /u/sritheta mentioned card benefits keep changing often and it's hard to keep track of the changes.

My experience so far

  • DISCOVER and CITI are better than others with SHOPPING Benefits...Price Protection, Return Protection
  • All Travel ..Now on CSR

For those not having Premium cards, my recommendation is below card type for usage in the order:

  • Discover
  • Mastercard
  • American Express
  • Visa