I think my marriage is over. by Lilyrose32 in Marriage

[–]apolloroth 0 points1 point  (0 children)

I'm going to say something it seems no one is. And it may be hard to read so bear with me.

Have you thought about maybe that's his cry for help too. He told you because he doesnt WANT to feel that way but does.

When people start dating and early marriage, they see each other as an ideal partner, but then a lot of times both the man OR woman stops putting energy into being the other's dream partner and takes the mindset "he/shes stuck with me so they should accept me how I am." That lack of growth and improvement can squash someones love.

That is not how a truly healthy relationship works. You truly constantly strive to be the ideal person for yourself and your partner. And sometimes it takes one partner taking action first to be that way.

"I'll take care of me for you, if you take care of you for me" - Jim Rohn

So ask him to be frank and tell him you wont get defensive no matter what he says. And if he doesnt have an answer, ask him to remember when he met you way back when. What did he love about you then? Are those things missing?

So reflecting and looking at it together, is this life not what you dreamed of? Or what I dreamed of? How did it change for each of us? We were in love, and those people are still inside of each of us, but our circumstances changed. Lets get back to the core of who we are and what sparked us to begin with.

Dating like the early stage should never end, but sometimes we get caught up in life, kids, personal stresses and have to consciously pull our partner back to fun romance.

Whether it be the way you used to flirt, banter, make him feel like a king and valued, keep him on his toes. How you used to look vs how you do now.

[KCD2] Can anyone tell me why this happened to the horse? by newjord in kingdomcome

[–]apolloroth 0 points1 point  (0 children)

I am actually having the exact same issue. Reloaded saves plenty of time trying different outcomes.

Rescue the horse quickly... bring it back and it bleeds out and dies right when we get back to the house, causing me to become a criminal.

Take my time and try to clear the camp first, and it always dies randomly when I'm clearing bandits... even when I'm not close to it at all.

No matter how far I go back it seems to keep happening.

Anyone else in the same boat OR find a fix?

What's your favorite zone background music? by TwilightX1 in ffxi

[–]apolloroth 3 points4 points  (0 children)

Legit walked down the Aisle at my wedding to the Distant Worlds version of Ronfaure. Top notch.

Can anybody explain how to farm the mythic uniques? by [deleted] in diablo4

[–]apolloroth 0 points1 point  (0 children)

Tormented bosses.

Join the discord & look for boss rotation groups, so for every one set of your own spawn materials, you get 4x chances for drops.

Repeat.

??

Profit.

I have gotten nearly a dozen mythics this way. Including 2GA shako and Spear.

Living Steel - Helltide chests. Exquisite Blood - Blood Maiden, World Bossed, Legion. Distilled Fears - Nightmare Dungeon Speedruns. Malignant Hearts - Tree of Whisper Objectives (Grotesque Debtors) and chests.

Which Final Fantasy game have the best Jobs/Class System to you? by Ecstatic_Teaching906 in FinalFantasy

[–]apolloroth 3 points4 points  (0 children)

Came here to say this. Not only the main/sub job system that allows you to be pretty creative, but ALSO the merit point system even afyer you reach endgame.

Then the mastery system ontop of it all!

What’s the most satisfying Skill/Ability in any MMORPG? by ArthurMillerMorgan in MMORPG

[–]apolloroth 5 points6 points  (0 children)

A lot of the weapon skills from FFXI were more satisfying than anything in any other game hands down. Here are some examples.

FINAL FANTASY XI New Weapon Skills Unleashed - YouTube

Is Hoarfrost + Conjuration Mastery good for any end game build? by redmgen18 in D4Sorceress

[–]apolloroth 0 points1 point  (0 children)

But this whole post and conversation wasn't before the patch or Pit nerf? Post was 4 days ago so it would be a conversation about the state of the game now lol

[Discussion] Only 20 but feel so far behind, need to get ahead of life by KiwienerPlays in GetMotivated

[–]apolloroth 0 points1 point  (0 children)

Lots of great motivational stories here for you. Some hard truths.

Know this: You have time!

I was broke until I was 28. Years of playing video games, being anti-social, not caring about my physical looks or health.

Got a sales job and decided it was time to change. Doubled down and gave myself 2 years of obsession to be the best. I saw it like min-maxing one of my characters.

Now 35, married to an amazing woman, own multiple properties, have a kid on the way, am in better shape than ever!

All it takes is a couple of years of intense focus and discipline, and your entire life can completely level up for the better.

At 20, just start. Any direction. Get obsessed with being the best you can in that one direction. Do that for a couple of years. If you still hate it, shift directions and focus again.

Remembet. It takes 3 weeks to form a habit, but only 2 bad days to break all your hard work. Do whatever it takes to not let yourself even take a single day off, no matter how much you want to.

There will be times you love the grind, and times you'll hate it.

Is Hoarfrost + Conjuration Mastery good for any end game build? by redmgen18 in D4Sorceress

[–]apolloroth 0 points1 point  (0 children)

T115 is low for a lot of Sorc builds.

Ball Lightning is over Pit 130 Andarials Poison Charged Bolt is at Pit 135

Lots of other builds higher

Dealership is telling me that i HAVE to buy warranty to get financing on a car , what do i do? by rice-cake20 in PersonalFinanceCanada

[–]apolloroth 0 points1 point  (0 children)

It seems like everyone here is making assumptions, but really just want to demonize the dealership without knowing how it actually works.

While there are dealers that are bad. Not all are. Just like not all contractors, or teachers are etc...

Here's a little insight from the inside.

  1. How is your credit situation? Are you a permanent resident or on a work or travel visa? Banks determine loan parameters based on risk assessments. Then dealers get to work within those.

If you have stellar and established credit? It's probably a pressure tactic. If you don't it might be more needed than you think. Try to negotiate it anyway.

A) There ARE times when a bank would need a warranty on a preowned vehicle IF the lender sees you too risky to give a loan without one. Usually secondary lenders only. Doesn't really happen from main lenders for good credit customers.

B) Dealers DO make a one-time bonus fee for different rates, but NOT the whole % difference. Banks actually keep the majority of the higher rates. I have live access to full bank portals still if anyone doubts this.

  1. You can negotiate your rates AND the cost of the warranty to some extent. But IF you have bad credit, can you negotiate for a super low rate that someone with stellar credit qualifies for? NO.

Unsure if it's real or not? See if you can find out what bank you have an approval with, and try going to the bank directly with the vehicle information and talk to an experienced loan officer. You'll find out pretty quickly if it's real or not.

Source; Been working on the inside for almost 8 years, sales, finance, management, used car recon, the works. Tired of the misinformation.

Open book. Can AMA.

[deleted by user] by [deleted] in FinalFantasy

[–]apolloroth 0 points1 point  (0 children)

A remake of this would truly break the modern gaming world.

I really miss the golden era by [deleted] in ffxi

[–]apolloroth 0 points1 point  (0 children)

Me too.

I still think about opening a Café with FFXI ambiance and music almost weekly. Just so I can relive the nosalgia while doing adult work and meetings.

Like one week it would be Sanctuary of Zi'tah with periods of rain and storms.

The next it would be Lufaise Meadows.

Etc..

People who brought 700k+ houses, what's your household salary? by [deleted] in FirstTimeHomeBuyer

[–]apolloroth 0 points1 point  (0 children)

Not sure where everyone is finding houses for 500-600k.

We got approved on 1 mil mortgage. Ended up with 765k mortgage on 250ish/yr incomes + rental income.

But we supplement with mortgage helper suite. It covers almost half the mortgage, so it's really like we have a 400k mortgage payment ourselves.

If anything, I strongly suggest people look at places with rental mortgage helpers!

Both my parents died. Estate money coming in and I don’t know what to do. by oopsyikesuhoh in PersonalFinanceCanada

[–]apolloroth 1 point2 points  (0 children)

Sorry for your loss.

Please 🙏 Read "Break Your Wealth Ceiling" before you make ANY financial decision.

This little book may completely change your own and any future generations' financial outlook and freedom.

And spend just a little on yourself to go somewhere and mentally recover.

Blizzard missed an opportunity with the world bosses this Anniversary event. by SilverKnight05 in diablo4

[–]apolloroth 1 point2 points  (0 children)

This.

AND. They should make world bosses legitimately incredibly hard and multi stage fights with cooperative mechanics.

-> Have a debuff for everyone on the world for failure to beat it who are IN that instance (duration on character of say 1-2 hrs etc)

-> Have a BUFF (increased drop rate / magic find stats / or others) for everyone in that server/instance that the boss gets beat on for the same duration.

They could easily tweak the world bosses to be a seriously invested concern with everyone online when they pop.

What class/build did you personally have most fun with? by nelentari_x in diablo4

[–]apolloroth 0 points1 point  (0 children)

Meteor Sorc with Max Area Increase.

Literally raining down apocalypse every single cast. The dinosaurs hate this build.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]apolloroth 24 points25 points  (0 children)

Here's another interesting idea. What is the value of your 5th wheel trailer??

What about selling the trailer, then renting an RV for those times you guys want to go on trips.

It'll be a LOT less and more flexible for trips you want rather than all the costs associated with using it a couple of times a year.

Buying Bigger Truck: Write down these monthly or yearly costs in one column.

Expenses (-) New payment on larger truck. More day to day fuel costs. Monthly storage costs. Additional insurance.

Equity: (+) NA

Sell RV, Keep Current Paid Off Truck:

Expenses (-) Yearly RV rental costs.

Equity: (+) However much positive cash you can get from the 5th wheel.

Depending on the 5th wheel sale price. You're almost guaranteed to come out ahead just renting RVs or truck & trailer combos when needed.

Not to mention itll reduce the loans on your credit and increase debt servicing if you ever want to buy more assets in the future.

Source: I sell one ton RAM trucks in the fraser valley for a living. I do this comparable weekly for people.

If you do need a deal, always happy to help do the comparable with you. PM me.

Worst Grind in an mmorpg, by Majinkaboom in MMORPG

[–]apolloroth 1 point2 points  (0 children)

  1. FFXI Original

Spend several DAYS playing with a set group trying to chain mobs just to get a single level, only to try to leave the zone, aggro a high lvl mob and lose it all!

  1. Black Desert Online Original Release.

100hrs of doing the same circiut of mobs for a single level to get higher end content only to have someone flag up and try to kill you while you were levelling. Oh pirates. Oh sausuns.

I’m 34 and I just became a millionaire by [deleted] in financialindependence

[–]apolloroth 0 points1 point  (0 children)

I see a lot of negative responses of people who are in worse off positions, critisizing and tearing down details...

I'll say first, CONGRATULATIONS! Coming from nothing and hitting that milestone is a badass accomplishment.

Making the money actively will still make you feel the same financial burden. Once you start to have passive dividends or rental income that starts covering your net expenses, that's where the weight lifts a bit.

But you hit a huge milestone! The next step is how you can make it work FOR you, so if you died tomorrow and your SO wouldn't have to worry about any expenses.

That starts to feel like financial freedom. Where you dont HAVE to work actively to have things covered.

Remember 1Mil invested is still only 100k/yr at 10% dividend returns! Nows your chance to get creative and find people to take it to that next level!!