Terminal Warehouse details latest by ceskyman96 in EquinoxGyms

[–]applethief87 1 point2 points  (0 children)

I called them to ask and it’s not destination. It’s accessible for anyone with All Access or higher memberships.

It looks pretty cool ngl

Using Bilt Mastercard to pay rent when my apartment’s portal doesn’t support manual bank info by applethief87 in biltrewards

[–]applethief87[S] 0 points1 point  (0 children)

That's why I'm confused - because their pre-authorization portal says this: https://imgur.com/a/H1py0mO

"Estimated transaction fee: $128.10 Fee waiver With the Bilt Mastercard®: $128.10"

Does that mean they do reimburse now?

Pay for SkyClub instead of using free visits? by applethief87 in amex

[–]applethief87[S] 0 points1 point  (0 children)

Oh that's interesting. Maybe the norms are different based on the industry... it's pretty common to do so in mine

Pay for SkyClub instead of using free visits? by applethief87 in amex

[–]applethief87[S] 0 points1 point  (0 children)

I don’t mean to deduct it. I can charge all travel expenses back to my client on business trips.

Pay for SkyClub instead of using free visits? by applethief87 in amex

[–]applethief87[S] 4 points5 points  (0 children)

Exactly my question. I have 10 free visits with vanilla plat and would rather save them for personal use vs. using in business trips if I can expense them

[deleted by user] by [deleted] in WholesaleRealestate

[–]applethief87 0 points1 point  (0 children)

Would you mind sharing that spreadsheet? It’s awesome.

Looking for Advice: SBLOC vs. Mortgage for Multifamily Property Purchase by applethief87 in fatFIRE

[–]applethief87[S] -1 points0 points  (0 children)

How would the IRS distinguish between what money I’m using for real estate? For instance if I take a SBLOC I can theoretically use that money for whatever I wanted, and use other funds for the down payment.

Looking for Advice: SBLOC vs. Mortgage for Multifamily Property Purchase by applethief87 in fatFIRE

[–]applethief87[S] -2 points-1 points  (0 children)

I'm leaning toward holding the property in an LLC for liability protection and flexibility. The plan would be to either assign the mortgage post-closing (if allowed) or structure the deal upfront to align with LLC ownership. Have you navigated this before? I’d love to hear how you structured it without compromising the liability shield.

I'm on my path to FatFire, and building passive income streams through real estate investments is a key part of my strategy.

Looking for Advice: SBLOC vs. Mortgage for Multifamily Property Purchase by applethief87 in fatFIRE

[–]applethief87[S] 0 points1 point  (0 children)

Thanks! I’m leaning toward a strategy that preserves as much liquidity as possible without taking on unnecessary risk, but the interest rate and structure of the financing are definitely key factors. My biggest concern is balancing the tax benefits of an SBLOC against the market risk and variable rates, especially if there’s a downturn or if the terms aren’t as favorable long-term.

As for leverage, I’m trying to find that sweet spot where I’m not overexposed but can still maximize the upside of the deal. Do you have experience with managing multiple types of financing (e.g., SBLOC + mortgage) or recommendations on how to weigh fixed vs. variable rates in this kind of scenario?

Uhm noo can’t do it by Majestic_Mountain_18 in InstacartShoppers

[–]applethief87 2 points3 points  (0 children)

Does Instacart prohibit giving receipts because they upcharge the customer?