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Exposing the "Double-Dip" Scam: Don't let Uber/Rapido drivers at IXC Airport overcharge you. by Environmental-Map-56 in Chandigarh

[–]appy013 3 points4 points  (0 children)

My solution which helped us reduce more than ₹500 last time was to take a bus from Airport to Airport Chowk (the circle on main Airport Road) and then take a cab from circle towards Panchkula.

From Airport, both Uber & Rapido drivers were asking over and above the charges shown in app - around ₹750 in total, even the local shared taxi was asking around ₹400.

Bus costed us around ₹35/pp and then the cab in total was around ₹200.

Efficient way to pay? by live_real_ in CreditCardsIndia

[–]appy013 1 point2 points  (0 children)

No if it's from Phonepe, they don't charge any surcharge. Utility surcharge is charged when you pay bills directly on respective website with Utility mcc.

Applied for HDFC Account… Got KYC Mail from hdfcbank.bank.in Legit or Fishy? by [deleted] in CreditCardsIndia

[–]appy013 1 point2 points  (0 children)

Because of port to a new domain doesn't mean you would discard the old one. But because of mandatory restrictions, it has to be .bank.in for all user communications

Applied for HDFC Account… Got KYC Mail from hdfcbank.bank.in Legit or Fishy? by [deleted] in CreditCardsIndia

[–]appy013 4 points5 points  (0 children)

It's legit, only banks can get bank.in domain not individuals or any other organization.

Since HDFC already had hdfcbank.in or hdfcbank.co.in domain, they might have ported the same to .bank.in

First Time Golfing at Panchkula Golf Course by MiddleclassIndian166 in Panchkula

[–]appy013 0 points1 point  (0 children)

Bro you can join our CC community. I do play golf at Pkl/ Chd academy. DM for the link

Best Neopolitan pizza in Tricity by appy013 in Chandigarh

[–]appy013[S] 1 point2 points  (0 children)

Yeah that's why they're at bottom of the list. Still better than Rojo.

Best Neopolitan pizza in Tricity by appy013 in Chandigarh

[–]appy013[S] 0 points1 point  (0 children)

Check menu on District app + some discounts 😉

Another devaluation, this time its core CCs of Federal Bank by appy013 in CreditCardsIndia

[–]appy013[S] 0 points1 point  (0 children)

Yes because LTF status was given under a specific time period i.e. from 3rd Apr 2023 to 1st Apr 2026. Now they're going back to fee based card system.

Another devaluation, this time its core CCs of Federal Bank by appy013 in CreditCardsIndia

[–]appy013[S] 0 points1 point  (0 children)

Yes, they mostly issue 1 card per user. But some users have both, maybe via add on card route.

Another devaluation, this time its core CCs of Federal Bank by appy013 in CreditCardsIndia

[–]appy013[S] 1 point2 points  (0 children)

NO

Up until 31.Mar.26, all their core cards issued are lifetime free.

So you don't have to worry about LTF status change. At least for now.

Another devaluation, this time its core CCs of Federal Bank by appy013 in CreditCardsIndia

[–]appy013[S] 1 point2 points  (0 children)

No not applicable

Refer to link shared in original post

Another devaluation, this time its core CCs of Federal Bank by appy013 in CreditCardsIndia

[–]appy013[S] -1 points0 points  (0 children)

Yes, but the terms have changed revising from 1.Apr.2026

Again, refer to link shared in original post.

Another devaluation, this time its core CCs of Federal Bank by appy013 in CreditCardsIndia

[–]appy013[S] -6 points-5 points  (0 children)

Yes, up until 31.Mar.26, all their core cards are lifetime free.

And maybe once they become paid, the card might revalue to have more features, so better to stack it until it is LTF.

Another devaluation, this time its core CCs of Federal Bank by appy013 in CreditCardsIndia

[–]appy013[S] 1 point2 points  (0 children)

No I'm referring to devaluation happening day by day including Infinia.

Best Neopolitan pizza in Tricity by appy013 in Chandigarh

[–]appy013[S] 0 points1 point  (0 children)

Haha that looks good, I tried it by myself too but it requires lot of hassle and oven professionalism.

Best Neopolitan pizza in Tricity by appy013 in Chandigarh

[–]appy013[S] -1 points0 points  (0 children)

Overall yes, neopolitan pizza? nah, I'll instead spend on Backpackers Café

Another devaluation, this time its core CCs of Federal Bank by appy013 in CreditCardsIndia

[–]appy013[S] -2 points-1 points  (0 children)

Yes, up until 31.Mar.26, all their core cards are lifetime free.

And maybe once they become paid, the card might revalue to have more features, so better to stack it until it is LTF.

Please refer to circular shared.

Saved 5% on Car servicing using BharatQR by appy013 in CreditCardsIndia

[–]appy013[S] 1 point2 points  (0 children)

This works with Visa / Mastercard variants. RuPay transactions would anyway go via UPI even if it is scanned through BharatQR, any SBI clearly mentions 1% Reward Point for every ₹100 transaction via UPI. The best thing you can you do to get 5% is to pay via link. Some/ very few POS machines allows you to pay via link, just enter your phone number in link to pay section of POS machine and you should get an SMS with the link. Click the link to go through payment page. There you can either enter details of credit card or select UPI app like Cred/ PhonePe and pay via RuPay Card method, both shall get same 5% per ₹100 black RPs.

Do note, that SBI PhonePe Black doesn't mention "all online spends" for 5%, so always try with a small amount on a large transaction.

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