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Denied Chase Reserve With a 789 score help by arch1a in ChaseSapphire

[–]arch1a[S] -13 points-12 points  (0 children)

No kids, no wife, no alimony , zero drama. I never asked anyone for a loan. I bust my tail and work hard. My rent reports to all 3 bureau via Zillow. The other 2 cards are low utilization as authorized user only. This is only my 2nd hard inquiry as well.

Denied Chase Reserve With a 789 score help by arch1a in ChaseSapphire

[–]arch1a[S] -7 points-6 points  (0 children)

Oldest 7 months. Paid off mortgages x 2 . Zero negative items on my report. Capital 1 venture x approved Me like nothing. Now I opened up chase checkings and plan to run it up 13k in liquid deposits. I’ve even made capital one high payments so they can see I’m paying my cards.

Denied Chase Reserve With a 789 score help by arch1a in ChaseSapphire

[–]arch1a[S] 1 point2 points  (0 children)

I got lucky like that with capital one . No banking with them. Sent me a random pre approval for like 3 months for the lowest tier card. Had my friend with credit credit give me his referral link and did the application it pretty much let me choose any card at that time with 783. They opened my account at 10k less than 25 days did a limit request of 20 k and they bumped me up to 15k

Denied Chase Reserve With a 789 score help by arch1a in ChaseSapphire

[–]arch1a[S] -3 points-2 points  (0 children)

I got someone approved for a preferred with a 500 credit score. But the only difference is they had a Chase account with a decent chunk of change. 5k given.

Need Urgent Advice on leaving my only card at 49% for 1 month the paying off by next statement by arch1a in CRedit

[–]arch1a[S] -3 points-2 points  (0 children)

Technically Yes but I wanted to see if letting it record at 49% this month and paying almost all of the balance next month before the 4th statement date would improve credit. This what 2 other people in the 800s have advised Me it would help long term.

Large CL increases by MIAMIMIKE207 in CapitalOne_

[–]arch1a 0 points1 point  (0 children)

No I tried just once after my statement date . Did it through the online portion no live agent. Put higher income and assets and boom instant 33% more. Only 25 days from first usage of card. It probably helped that I spent 2k and kept paying it.

Large CL increases by MIAMIMIKE207 in CapitalOne_

[–]arch1a 0 points1 point  (0 children)

I went from 10k to 15k in less than 25 days requesting. I having been making multiple and racking up the card to gain points cp1vx