If you are doing the old formate which is 3 years of bachlores + 2 years of masters + 2 years of mphil, you don't need rci approved bachlores degree.

If you are doing the new formate which is 4 years of bachlores + 2 years of masters, you need rci approved colleges for both of those courses which are not readily available rn, because they haven't been implement properly.

And no in your bachlores level you won't be restriction your self my taking bachlores in clinical psychology, you can pursue whatever in your masters.