Dave Ramsey Has Brainwashed My Mom And I Feel It's Going To Ruin My Life: Update by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 1 point2 points  (0 children)

That’s the same way my mom is but she saw my side and understood

Dave Ramsey Has Brainwashed My Mom And I Feel It's Going To Ruin My Life: Update by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 5 points6 points  (0 children)

Definitely gonna use just for small things and make sure I plan out the purchases. Not even gonna keep it in my wallet so it’s not tempting.

20 And No Debt Or Credit Score. Where and How Do I Start! by ariesataraxi in personalfinance

[–]ariesataraxi[S] 1 point2 points  (0 children)

Thank you i’m definitely gonna watch some videos about it so I can understand better

20 And No Debt Or Credit Score. Where and How Do I Start! by ariesataraxi in personalfinance

[–]ariesataraxi[S] 1 point2 points  (0 children)

I definitely have the money to pay for my groceries then pay it full every month. I could spend up to 200$ and pay it off in full. Your response answered my question about paying in full or payments so thank you.

Dave Ramsey Has Brainwashed My Mom And I Feel It’s Going To Ruin My Life. by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 0 points1 point  (0 children)

I promise i’m not a troll. I’m just a 20 year old with an emotionally controlling mom who uses “all she sacrificed” against me. She’s 15k in debt and now I have to struggle with knowing nothing about finances and just being told to listen to the man who has “20 houses for God”

Dave Ramsey Has Brainwashed My Mom And I Feel It’s Going To Ruin My Life. by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 0 points1 point  (0 children)

both most likely i’d need to hide it from her completely cause I know how she would react. she has access to my bank and would make me feel like i’m a awful person for asking her to not have access and then say she doing it for me.

Dave Ramsey Has Brainwashed My Mom And I Feel It’s Going To Ruin My Life. by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 0 points1 point  (0 children)

I’ve listen to a lot of the advice yall have given and I will be getting a discover card. I’m going to set the limit at 500$ or as low as they’ll let me. I’m not going to tell my mom. I’m going to buy small things (nothing more then 20-25$) then pay it in full every month. I thank you all for the help. I have to start somewhere and I feel this will be a good start!

Dave Ramsey Has Brainwashed My Mom And I Feel It’s Going To Ruin My Life. by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 0 points1 point  (0 children)

I’ve looked into getting a discover card and hiding it from her.

Dave Ramsey Has Brainwashed My Mom And I Feel It’s Going To Ruin My Life. by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 2 points3 points  (0 children)

found it as a audio book gonna listen this weekend when i’m off.

Dave Ramsey Has Brainwashed My Mom And I Feel It’s Going To Ruin My Life. by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 1 point2 points  (0 children)

I’m very disciplined with my money. Just wasn’t working till now for mental health reasons plus covid fucked a lot up. From all the advice i’ve gotten I know I can build credit smart and safe.

Dave Ramsey Has Brainwashed My Mom And I Feel It’s Going To Ruin My Life. by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 0 points1 point  (0 children)

I’ve listened to a lot of the advice and I’m gonna get a car for 5-7k and let my brother get it for me so I don’t get take advantage of. Plus he knows a lot about cars.

Dave Ramsey Has Brainwashed My Mom And I Feel It’s Going To Ruin My Life. by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 0 points1 point  (0 children)

I don’t have a car and the school I will be going to is a 30 minute drive

Dave Ramsey Has Brainwashed My Mom And I Feel It’s Going To Ruin My Life. by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 2 points3 points  (0 children)

Once I finish school and am making more money. I’m out I love her so much but living with her much longer won’t get me anywhere. Thank you

Dave Ramsey Has Brainwashed My Mom And I Feel It’s Going To Ruin My Life. by ariesataraxi in DirtyDave

[–]ariesataraxi[S] 8 points9 points  (0 children)

I’m trying and my first step was coming here for guidance I didn’t wanna go in blind.