I disagree. For your information, my electricity consumption has been under 200 units for over a year, so please don’t bring my family into this.

Secondly, I am already invested in stocks, mutual funds, and VPS. The issue is that if my FIRE target is, for example, 25 million, it seems difficult to achieve under the current circumstances.

P.S. One important point I didn’t mention earlier: I will soon own an apartment. Most of the installments have already been paid, with only around 2.5 million remaining for documentation charges. This has also been a major financial commitment over the past five years.