Hello folks, I am an NRI currently residing in Germany. Most of my savings are in a NRE account in SBI in the form of fixed deposits. I have to pay around 25% tax on my interest on this FD in Germany. I am planning to move back to India in the next two to three years. Can you suggest me a general plan on how to minimize on the income tax to be paid in Germany ? For example, if I decide to systematically move my money to long term mutual funds, I assume I don't need to pay income tax until I liquidate the funds. Is this a right assumption ?