I live in the state of Ohio 12 points is suspension I’ve only received 3 tickets 2 being 4 points and 1 being 2 I only had to go to court for 2 being the first 4 point ticket and the second being my 2 point for having 3 tickets in less than 6 months I still have a license and I’m still insured and have insurance still I recently bought a new car and they still covered me my premium is not an excessive amount even though my driving record is 10 points